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Senior Credit Analyst
Manasquan BankSenior Credit Analyst analyzing new credit requests, renewals, and annual reviews for commercial real estate loans. Preparing detailed financial analyses and credit presentations for approvals and audits.
Posted 7/28/2026full-timeWall • New Jersey • 🇺🇸 United StatesSenior💰 $85,000 - $110,000 per yearWebsite
Core Competencies
Role fitCore Competencies
Use this summary to align your resume positioning with the role.
Demonstrates expertise in credit analysis, financial statement interpretation, and regulatory reporting for commercial loans. Proven ability to prepare and present credit information to loan committees and boards while ensuring compliance with asset quality metrics.
Highest-signal resume keywords
Credit AnalysisFinancial Statement InterpretationRegulatory ReportingLoan Presentation SkillsAnalytical Skills
ATS Keywords
Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills
Financial AnalysisCredit Risk AssessmentCash Flow AnalysisTax Return AnalysisCommercial Loan StructuringIndustry AnalysisCompetitive AnalysisLoan ReviewAudit ComplianceCredit Presentation Preparation
Soft Skills
Organizational SkillsAttention to DetailProblem RecognitionVerbal CommunicationWritten Communication
Industry Keywords
Commercial Real Estate LoansComplex Commercial LoansConstruction LoansLoan CommitteeAsset Quality MetricsFinancial ProjectionsBusiness AdministrationFinanceEconomicsAccounting
About the role
Key responsibilities & impact- Under general supervision and according to established policies and procedures, analyze new credit requests, renewals and annual reviews assigned by the Credit Manager.
- Develop and analyze credit information for commercial real estate loans, complex commercial & industrial loans and revolving & non-revolving construction loans.
- Regularly prepare credit presentations at the loan committee and board of directors approval level.
- Prepares regulatory reporting information with regard to loans and supports lenders with the analysis and administration of loans.
- Role may include decisioning credits in a limited capacity.
- Perform detailed financial analysis on business entities and interprets the financial information based on financial statements, tax returns and company prepared documents.
- Perform credit, personal financial statement and personal cash flow analysis on individuals and guarantors in order to determine financial strength and credit enhancements based on financial statements, tax returns and reports.
- Prepare credit presentations for new approvals, renewals and annual reviews based upon financial analysis for presentations to loan officers, loan committee and board.
- Regularly perform loan presentations to loan committee and board.
- Recommend specific loan structures to enhance credit quality.
- Accompany lenders on customer site visits and customer interviews.
- Contributes to team responsibility for insuring satisfactory audit, loan review and other asset quality metrics.
- Capacity to review and approve loans.
Requirements
What you’ll need- Bachelor’s degree in business administration, finance, accounting, economics or equivalent work background and experience.
- 7 - 10 years of experience in credit analysis required.
- Strong analytical skills with the ability to read and assess individual and company financial statements, tax returns, cash flow, industry and competitive analysis and projections.
- Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.
- Exceptional written and verbal skills.
- Exceptional problem recognition and resolution skills.
- Ability to work independently and within a team.
- Working knowledge of all commercial products and services.
- Ability to meet deadlines under stressed scenarios.
Benefits
Comp & perks- 🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account Manasquan Bank Website LinkedIn All Job Openings 201 - 500 employees Founded 1874 🏥 Healthcare 🏗️ Construction 📦 Logistics Healthcare
- Construction
- Logistics Manasquan Bank is a regional community bank offering personal and business banking services, including checking and savings accounts, credit cards, mortgages, home equity loans, auto and unsecured lending, commercial lending, and cash management. The bank provides digital banking services (online and mobile banking, mobile deposit, Zelle, and an AI chatbot), merchant services, and specialized healthcare and nonprofit banking solutions. Manasquan Bank is FDIC-insured and focuses on serving local consumers, small businesses, and commercial clients with in-branch and digital channels. Senior Credit Analyst 🔥 1 hour ago 🏢 Wall – Onsite 💵 $85k - $110k / year ⏰ Full Time 🟠 Senior 🧐 Analyst Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
- Under general supervision and according to established policies and procedures, analyze new credit requests, renewals and annual reviews assigned by the Credit Manager.
- Develop and analyze credit information for commercial real estate loans, complex commercial & industrial loans and revolving & non-revolving construction loans.
- Regularly prepare credit presentations at the loan committee and board of directors approval level.
- Prepares regulatory reporting information with regard to loans and supports lenders with the analysis and administration of loans.
- Role may include decisioning credits in a limited capacity.
- Perform detailed financial analysis on business entities and interprets the financial information based on financial statements, tax returns and company prepared documents.
- Perform credit, personal financial statement and personal cash flow analysis on individuals and guarantors in order to determine financial strength and credit enhancements based on financial statements, tax returns and reports.
- Prepare credit presentations for new approvals, renewals and annual reviews based upon financial analysis for presentations to loan officers, loan committee and board.
- Regularly perform loan presentations to loan committee and board.
- Recommend specific loan structures to enhance credit quality.
- Accompany lenders on customer site visits and customer interviews.
- Contributes to team responsibility for insuring satisfactory audit, loan review and other asset quality metrics.
- Capacity to review and approve loans. 🎯 Requirements
- Bachelor’s degree in business administration, finance, accounting, economics or equivalent work background and experience.
- 7 - 10 years of experience in credit analysis required.
- Strong analytical skills with the ability to read and assess individual and company financial statements, tax returns, cash flow, industry and competitive analysis and projections.
- Excellent organizational skills, attention to detail, and the ability to complete assignments in a timely manner with minimal direction.
- Exceptional written and verbal skills.
- Exceptional problem recognition and resolution skills.
- Ability to work independently and within a team.
- Working knowledge of all commercial products and services.
- Ability to meet deadlines under stressed scenarios. Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Is Remote Rocketship legit? Privacy policy Terms of service Job board SEO course Remote Job Search MasterClass AI Apply Copilot OpenClaw job finder Find jobs using your resume Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs