Senior Risk Analyst

MADFIN Tech

Senior Risk Analyst supporting and strengthening fraud and AML monitoring operations for a London-based fintech. Ensuring effective risk oversight across merchant portfolios and transaction flows.

Posted 5/25/2026full-timeRiga • 🇱🇻 LatviaSeniorWebsite

About the role

Key responsibilities & impact

Support and continuously improve transaction monitoring frameworks across fraud and AML, ensuring effective detection of suspicious and potentially fraudulent activity.
Conduct transaction monitoring, alert reviews, investigations, and risk assessments across merchant and payment transaction flows.
Analyse transaction patterns, customer behaviour, and merchant activity to identify unusual trends, fraud indicators, and other early warning signals.
Contribute to the optimisation of monitoring rules, scenarios, and workflows to improve detection effectiveness while reducing false positives.
Support the ongoing enhancement of monitoring tools, processes, data quality, and operational controls.
Ensure monitoring activities and controls evolve in line with emerging risks, regulatory expectations, and Visa/Mastercard requirements.
Prepare monitoring reports, risk summaries, merchant statistics, and other internal documentation related to fraud and AML oversight.
Support the preparation of regulatory reports, documentation, and responses for the FCA and other relevant regulatory authorities.
Maintain accurate and audit-ready documentation aligned with internal policies and regulatory expectations.

Requirements

What you’ll need

3+ years of experience in transaction monitoring, fraud prevention, AML, or risk management within payments, fintech, ecommerce, or regulated financial services.
Strong understanding of AML transaction monitoring, fraud detection principles, sanctions and PEP screening processes.
Good knowledge of Visa and Mastercard scheme requirements, payment flows, and merchant risk monitoring practices.
Understanding of UK regulatory expectations related to financial crime prevention, monitoring, and reporting.
Experience working with transaction monitoring and screening tools, including alert investigation and risk assessment processes.
Experience analysing transaction data, identifying suspicious patterns, and contributing to monitoring rule optimisation and reduction of false positives.
Strong analytical and problem-solving skills with attention to detail and ability to work in a fast-paced environment.
Good knowledge of English.

Benefits

Comp & perks

Competitive salary based on your experience and contribution
Excellent health insurance after successful completion of the probation period — including extensive medical coverage, mental health support, and dental care
Additional paid Wellbeing Days — take time for your personal needs, health check-ups, or simply to recharge
Hybrid work setup — flexible hours with a mix of in-office and remote work
Friendly and collaborative team — we value transparency, initiative, and support each other
Opportunity to grow together with the company and take on new responsibilities as we scale
Startup environment where your voice matters and ideas turn into features fast
Gifts from the company for work anniversaries and birthdays — because milestones matter, and we love celebrating them with you!

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

transaction monitoringfraud preventionAMLrisk managementdata analysismonitoring rule optimisationalert investigationrisk assessmentsuspicious pattern identificationregulatory reporting

Soft Skills

analytical skillsproblem-solving skillsattention to detailability to work in a fast-paced environment