Director of Credit Risk

Made Card

Director of Credit Risk leading Made Card's credit risk strategy across customer lifecycle and overseeing performance of credit portfolio. Collaborating on underwriting, pricing, and segmentation.

Posted 6/22/2026full-timeRemote • New York • 🇺🇸 United StatesLead💰 $100,000 - $110,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Define and optimize credit strategies for new account approvals
Develop, refine, and monitor credit policies and customer segmentation strategies
Design pricing and credit limit frameworks to maximize risk-adjusted returns
Build, own, and continuously improve credit risk models, decision thresholds, and cutoffs
Develop and monitor KPIs, analyze trends, and deliver actionable insights to maintain portfolio quality and profitability
Develop data-driven, customer-focused strategies that reduce delinquencies and charge-offs
Conduct manual reviews (underwriting, limit increases etc.), document exceptions, handle credit bureau disputes, set up payment plans

Requirements

What you’ll need

2+ years of experience in consumer lending or credit risk
Strong experience in at least one dimension of the credit lifecycle: underwriting, pricing, portfolio management, and collections
Hands-on experience with credit risk models and credit bureau data (traditional and alternative)
Strong technical acumen: pull data, analyze, create KPIs, create reporting tools (Python, SQL knowledge a plus)
Ability to synthesize complex data into clear strategies and communicate them to both technical and non-technical stakeholders.

Benefits

Comp & perks

Competitive salary with a meaningful stake in the company via equity
Comprehensive medical, dental, & vision benefits
Company-wide orientation for onboarding and learning & development opportunities
Receive up to $25,000 toward closing costs of a new mortgage via our mortgage partners
Quarterly budgets for team and company outings
Flexible paid time off, sick days, and 11 company holidays

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit strategiescredit policiescustomer segmentationcredit risk modelsdecision thresholdsKPI developmentdata analysisPythonSQL

Soft Skills

communicationdata synthesiscustomer-focused strategies