Credit Model Development Lead – Commercial Real Estate Portfolio

M&T Bank

Lead development and management of quantitative models for credit risk at M&T Bank. Requires expertise in econometric modeling and statistical software with team leadership responsibilities.

Posted 7/15/2026full-timeBuffalo • Maryland, New Jersey, New York, Washington • 🇺🇸 United StatesSenior💰 $103,000 - $171,600 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in developing and implementing quantitative behavioral models for credit, interest rate, and liquidity risk management, with a strong focus on compliance with regulatory standards. Proficient in analyzing large financial data sets and communicating econometric model results effectively.

Highest-signal resume keywords

Quantitative Behavioral ModelingOpen-Source Programming (R, Python)Statistical Software Packages (SAS, Stata)Data Management (SQL Server Management Studio)Model Validation

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative Behavioral ModelingEconometric AnalysisStatistical AnalysisData AnalysisModel Development Lifecycle

Soft Skills

CommunicationLeadership

Tools & Technologies

SASStataRPythonSQL Server Management Studio

Industry Keywords

Credit Risk ManagementInterest Rate Risk ManagementLiquidity Risk ManagementRegulatory ComplianceModel Performance Tracking

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develop, implement, and maintain quantitative behavioral models for credit, interest rate, and liquidity risk management
Analyze large customer loan, deposit, or financial data sets
Prepare and communicate results of econometric models
Track portfolio and model performance
Lead engagements for model validation exercises
Ensure compliance with regulatory standards and guidelines

Requirements

What you’ll need

Bachelor’s degree and a minimum of 4 years’ proven quantitative behavioral modeling experience
Fluent in at least one open-source programming language (R, Python)
Experience in end-to-end model development lifecycle
Minimum of 4 years’ experience with statistical software packages (SAS, Python, Stata, R)
Minimum of 4 years’ experience with data management environment, such as SQL Server Management Studio

Benefits

Comp & perks

Medical and retirement benefits
Forty hours of paid volunteer time each year