Senior Credit Model Development Analyst – Consumer Portfolio

M&T Bank

Senior Credit Model Development Analyst developing and analyzing quantitative behavioral models for credit risk management. Collaborating across teams to enhance financial decision-making in a hybrid role.

Posted 7/9/2026full-timeBuffalo • District of Columbia, Maryland, New Jersey, New York • 🇺🇸 United StatesSenior💰 $85,800 - $143,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develops, implements, maintains and analyzes quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management
Provides independent contribution to team, including data analysis, model development efforts and ad-hoc analysis as appropriate
Prepare, manage and analyze large customer loan, deposit and/or financial data sets for statistical analysis in SQL or similar tools
Run regressions and other econometric analyses to specify models using appropriate statistical software
Execute models in production environment; communicate analytical results to Bank-wide stakeholders
Track portfolio performance, model performance, campaign tracking and risk strategy results
Develop and maintain satisfactory model documentation
Provide financial analysis and data support to other groups/departments across the Bank as required

Requirements

What you’ll need

Bachelor’s degree and a minimum of 2 years’ proven quantitative behavioral modeling experience
Minimum of 2 years’ on-the-job experience with Python
Model Development experience, including credit model development experience, is required
Logistic Regression experience required
Minimum of 2 years’ on-the-job experience with data management environment, such as SQL Server Management Studio
Minimum of 2 years’ experience analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs

Benefits

Comp & perks

Medical and retirement benefits
Forty hours of paid volunteer time each year

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Quantitative AnalysisEconometric ModelingData AnalysisStatistical SoftwareRegression AnalysisModel DocumentationFinancial AnalysisData ManagementCampaign TrackingRisk Strategy

Soft Skills

Concise CommunicationVerbal Communication