Senior Credit Model Development Analyst – Consumer Portfolio

M&T Bank

Senior Credit Model Development Analyst developing and analyzing quantitative behavioral models for credit risk management. Collaborating across teams to enhance financial decision-making in a hybrid role.

Posted 7/9/2026full-timeBuffalo • District of Columbia, Maryland, New Jersey, New York • 🇺🇸 United StatesSenior💰 $85,800 - $143,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in quantitative behavioral modeling, including model development and analysis for credit, interest rate, and liquidity risk management. Proficient in data analysis and communication of results to stakeholders using statistical software and SQL.

Highest-signal resume keywords

Quantitative Behavioral ModelingModel DevelopmentLogistic RegressionSQL Server Management StudioPython

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Quantitative AnalysisEconometric ModelingData AnalysisStatistical SoftwareRegression AnalysisModel DocumentationFinancial AnalysisData ManagementCampaign TrackingRisk Strategy

Soft Skills

Concise CommunicationVerbal Communication

Industry Keywords

Credit Risk ManagementInterest Rate Risk ManagementLiquidity Risk Management

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Develops, implements, maintains and analyzes quantitative/econometric behavioral models used for credit risk, interest rate risk and liquidity risk management
Provides independent contribution to team, including data analysis, model development efforts and ad-hoc analysis as appropriate
Prepare, manage and analyze large customer loan, deposit and/or financial data sets for statistical analysis in SQL or similar tools
Run regressions and other econometric analyses to specify models using appropriate statistical software
Execute models in production environment; communicate analytical results to Bank-wide stakeholders
Track portfolio performance, model performance, campaign tracking and risk strategy results
Develop and maintain satisfactory model documentation
Provide financial analysis and data support to other groups/departments across the Bank as required

Requirements

What you’ll need

Bachelor’s degree and a minimum of 2 years’ proven quantitative behavioral modeling experience
Minimum of 2 years’ on-the-job experience with Python
Model Development experience, including credit model development experience, is required
Logistic Regression experience required
Minimum of 2 years’ on-the-job experience with data management environment, such as SQL Server Management Studio
Minimum of 2 years’ experience analyzing large data sets and explaining results of analysis through concise written and verbal communication as well as charts/graphs

Benefits

Comp & perks

Medical and retirement benefits
Forty hours of paid volunteer time each year