Senior Fraud Product Manager

M&T Bank

Senior Fraud Product Manager responsible for driving fraud mitigation strategies at M&T Bank. Collaborating with various teams to enhance fraud products, education, and defenses.

Posted 6/12/2026full-timeRemote • Alabama • 🇺🇸 United StatesSenior💰 $128,900 - $214,900 per yearWebsite

Tech Stack

Tools & technologies

Cyber SecurityRuby on Rails

About the role

Key responsibilities & impact

Responsible for developing and executing plans to defend the bank and our clients from fraud losses associated with the bank’s payment rails, products, and tools.
Serves as the central point of accountability for aligning bank resources across the enterprise to help Commercial and Business Banking clients mitigate their exposure to fraud.
Aligns closely with Product Managers, Operations, and IT partners to drive the investment in, and delivery of, highly effective fraud mitigation product and tools for our clients.
Continuously assesses the condition of our fraud mitigation program and deliver fact-based recommendations for improvements and refinements.
Establish an enterprise view of our fraud control investment portfolio and roadmap by coordinating with Product, IT (including Cyber Security, application owners, and agile teams), Operations (including Financial Crimes), and business leaders.
Effectively advocate for appropriate investments to address weaknesses and establish a best-in-class fraud defense program.
Play the leading role in defining and delivering client authentication capabilities for all client interactions that are both effective and market-competitive.
Develop educational programs and communications that will keep all Commercial and Business Banking clients, front line teams, and support teams well-informed on fraud trends, risk mitigation techniques, and changes in bank processes and policies that will help mitigate fraud.
Act as point of escalation when fraud events occur to coordinate communications and action steps between clients, relationship teams, and support teams (including Legal, Financial Crimes, and service teams).

Requirements

What you’ll need

Bachelor’s degree and a minimum of 10 years’ proven fraud, product management, financial, operations and/or project management experience, OR in lieu of a degree, a combined minimum of 14 years’ higher education and/or work experience, including a minimum of 10 years’ proven marketing, product management, financial, operations and/or project management experience.
Detailed understanding of bank payment systems, payment products, and digital channels
Strong understanding of, and experience with, the legal and regulatory compliance standards that apply to payments fraud
Experience with technology tools focused on authentication and fraud prevention, including those associated with account takeover prevention
Ability to navigate and create cohesion among Business, Operations, IT, Risk, and Legal teams to deliver improvements to client capabilities, enabling infrastructure, and operating processes
Ability to establish consensus among stakeholders on a target strategic end-state, and to lead those stakeholders on a path to deliver it with concrete, actionable milestones
Demonstrated ability to communicate ideas and recommendations effectively in both business and technical language with clients, bank partners, and executive leadership
Experience incorporating client feedback into decision-making.

Benefits

Comp & perks

Competitive benefits ranging from medical and retirement to forty hours of paid volunteer time each year.

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Hard Skills & Tools

fraud mitigationproduct managementfinancial operationsproject managementbank payment systemspayment productsdigital channelsauthentication technologyfraud preventionaccount takeover prevention

Soft Skills

communicationstakeholder managementleadershipcollaborationconsensus buildingstrategic planningproblem-solvingeducational program developmentrisk mitigationfact-based recommendations

Certifications

Bachelor's degree