Credit Manager – MTRCC

M&T Bank

Credit Manager overseeing credit review for multifamily and healthcare transactions. Mentoring junior analysts while ensuring adherence to guidelines and regulations during transactions.

Posted 6/12/2026full-timeRemote • Alabama • 🇺🇸 United StatesSeniorLead💰 $148,300 - $247,100 per yearWebsite

About the role

Key responsibilities & impact

Responsible for credit review and oversight at the screening stage of multifamily (conventional and affordable) and/or healthcare transactions under the Fannie Mae, Freddie Mac or balance sheet/bridge loans.
Analyze and review the multifamily screening analysis ensuring loans are structured and underwritten in accordance with appropriate investor guidelines.
Responsible for accurate loan sizing and overall risk assessment prior to application utilizing specific investor underwriting guidelines and requirements.
Work with Originators and prospective borrowers to obtain critical property, management, and borrower details for each transaction.
Facilitate the handoff to underwriting and be available as a resource to bridge the gap from screening to underwriting.
Stay current new or revised legislation and regulations that may impact established policies.

Requirements

What you’ll need

Bachelor’s degree and a minimum of 9 years’ related experience inclusive of 2 years' leadership experience, OR in lieu of a degree, A combined minimum of 12 years’ higher education and/or related work experience inclusive of 2 years' leadership experience.
Strong knowledge of Microsoft Office systems including Outlook, Excel, Word, etc.
Prior Leadership experience.
Affordable: Experience with taxable, tax-exempt and preservation product types.
Excellent verbal and written communication skills.
Strong analytical and problem solving skills to identify issues early that may impact a transaction and come up with solutions to mitigate, if possible, transaction issues.
Good organizational skills--ability to multi-task plus compile and review information in a timely and organized matter.
Detail oriented, particularly with numbers.
Ability to function independently and meet deadlines.

Benefits

Comp & perks

health insurance
retirement plans
forty hours of paid volunteer time, each year

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit reviewloan sizingrisk assessmentmultifamily screening analysisunderwriting guidelinestaxable product typestax-exempt product typespreservation product typesanalytical skillsproblem solving

Soft Skills

leadershipcommunication skillsorganizational skillsdetail orientedindependencetime managementmulti-taskingresourcefulnesscollaborationadaptability