Commercial Credit Analyst – Engineering & Construction, E&C

M&T Bank

Commercial Credit Analyst at M&T Bank facilitating credit needs and managing ongoing credit risk for commercial clients. Analyzing requests and ensuring compliance with credit policies.

Posted 5/31/2026full-timeRochester • Massachusetts, New York, Pennsylvania • 🇺🇸 United StatesJunior💰 $62,200 - $103,600 per yearWebsite

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

credit analysisfinancial statement preparationfinancial analysiscredit risk managementcontinuous credit monitoringdue diligencecommercial transactions

Soft Skills

verbal communicationwritten communicationanalytical abilitycritical thinkingproblem-solvingattention to detailorganizational skillstime management

Tools & Technologies

Microsoft Office

Industry Keywords

commercial creditfinancial informationloan portfolios

About the role

Key responsibilities & impact

Facilitate the credit needs of customers by analyzing new requests and material modifications from deal screen through approval and for the life of the loan
Manage the ongoing credit risk of existing loan portfolios through continuous credit monitoring (CCM) activities
Review all pertinent credit and financial information, including financial statements, tax returns, due diligence reports, etc.
Analyze financial information and complete the credit analyses for the Bank’s commercial transactions
Present analysis or address questions during credit request discussions or committee presentations

Requirements

What you’ll need

Bachelor’s degree in Accounting, Finance, Economics or related field
Minimum of one year’s work experience in commercial credit, public accounting, financial statement preparation/analysis or other financial analysis
Strong verbal and written communication skills
Strong analytical ability
Critical thinking and problem-solving abilities
Attention to detail with a high level of accuracy
Strong organizational and time management skills
Proficiency with Microsoft Office

Benefits

Comp & perks

Health insurance
Retirement plans
Forty hours of paid volunteer time each year