Senior Credit Quality Assurance Analyst

M&T Bank

Senior Credit Quality Assurance Analyst in Credit Risk Department at M&T Bank. Focused on analyzing and monitoring credit quality of commercial loan portfolios and problem credits.

Posted 4/10/2026full-timeNew York City • New York • 🇺🇸 United StatesSenior💰 $131,100 - $218,500 per yearWebsite

About the role

Key responsibilities & impact

Independently review and evaluate accuracy of credit memos and individual risk ratings on assigned credit memos and/or problem loan memos from a 2nd line perspective.
Prepare written "line sheets" discussing reviews, evaluation and observations.
Communicate regularly with business line management and/or relationship managers, Commercial Credit associates and managers, Credit Officers, Special Assets, etc.
Assist with transaction testing scoping, reporting and data pulls as needed.
Collaborate with Credit Accounting team to confirm impairment reserves for the problem portfolios.
Assist the Department Manager and Team Leaders to develop and execute strategies to provide better insight into portfolio risk.
Prepare written documents and escalate material findings to the Department Manager and/or Team Leaders on an ongoing basis.
Assist with targeted Bank Examinations as required.

Requirements

What you’ll need

Minimum seven (7) years previous experience in commercial credit, lending, or finance
Bachelor’s degree in a business-related curriculum, or in lieu of degree, 11 years’ experience required.
Microsoft software including Outlook, Excel, Word, PowerPoint, Access, etc.
Ability to analyze and understand financial data, collateral documentation, and other credit issues.
Strong understanding of credit policies and guidelines.
Must be able to communicate effectively both in writing and verbally.
Ability to multi-task and prioritize to complete work within established timeframes.
Ability to work independently with minimal oversight from management.
MBA preferred.

Benefits

Comp & perks

Medical insurance
Retirement plans
Paid volunteer time

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit analysisrisk evaluationtransaction testingfinancial data analysiscollateral documentation reviewcredit policy understandingportfolio risk assessmentimpairment reserve confirmationbank examination assistancecommercial lending

Soft Skills

effective communicationwritten communicationindependent workmulti-taskingprioritizationcollaborationstrategic developmentproblem-solvingattention to detailreporting

Certifications

Bachelor's degreeMBA