Commercial Credit Lead – Engineering & Construction

M&T Bank

Commercial Credit Lead at M&T Bank assessing credit risk and managing client transactions. Analyzing financial statements and collaborating with teams to ensure compliance and sound credit decisions.

Posted 4/2/2026full-timeIselin • New Jersey • 🇺🇸 United StatesSenior💰 $150,800 - $251,300 per yearWebsite

About the role

Key responsibilities & impact

Assess and manage credit risk for commercial clients
Analyze financial statements and structure credit solutions
Negotiate legal documents and obtain credit approval
Manage ongoing credit risk through continuous credit monitoring

Requirements

What you’ll need

Bachelor’s degree in Accounting, Finance or related field
7 years’ experience in complex credit underwriting, specialty underwriting, or other complex financial analysis role
Excellent analytical skills
Proficiency in financial modeling
Ability to calculate and interpret financial ratios
Proficient with legal documentation
Excellent verbal and written communication skills
Strong organizational and time management skills
Strong interpersonal and relationship building skills

Benefits

Comp & perks

Health insurance
Retirement plans
Paid time off
Flexible work arrangements
Professional development opportunities
Competitive salary

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

credit risk assessmentfinancial statement analysiscredit solutions structuringcredit approval negotiationcredit monitoringfinancial modelingfinancial ratio calculationlegal documentation proficiency

Soft Skills

analytical skillsverbal communicationwritten communicationorganizational skillstime managementinterpersonal skillsrelationship building

Certifications

Bachelor’s degree in AccountingBachelor’s degree in FinanceBachelor’s degree in related field