M&T Bank

Relationship Manager

M&T Bank

full-time

Posted on:

Origin:  • 🇺🇸 United States • Alabama

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Salary

💰 $100,612 - $167,687 per year

Job Level

SeniorLead

About the role

  • Manage existing MTEFC (M&T Equipment Finance Corporation) business relationships in conjunction with senior management, communicating with the customer to satisfy their financing needs.
  • Solicit the existing customer base to originate new financing opportunities, including through bid letters and job awards on publicly funded projects.
  • Leverage our value-add approach of superior service and industry and equipment knowledge to expand business relationships and deliver sufficient margins.
  • Assess experience, financial condition, and collateral of customers to identify their individual needs to provide appropriate financing solutions.
  • Provide industry and customer intelligence provided by surety, suppliers, and vendors to senior management to resolve potential delinquencies.
  • Assist senior management with sales training on a regular basis through sales meetings, conference calls, tradeshows and scheduled one-on-one phone calls.
  • Work with management and support teams to drive success and efficiency, using public data sources that give MTEFC a competitive advantage.
  • Represent the organization in the marketplace and work with other areas within MTEFC to contribute to new business opportunities.
  • Understand and adhere to the Company’s risk and regulatory standards, policies, and controls in accordance with the Company’s Risk Appetite.
  • Identify risk-related issues needing escalation to management.
  • Maintain M&T internal control standards, including timely implementation of internal and external audit points together with any issues raised by external regulators as applicable.
  • Complete other related duties as assigned.

Requirements

  • Bachelor’s degree and a minimum of 7 years’ relevant work experience, or in lieu of a degree, a combined minimum of 11 years’ higher education and/or work experience, including a minimum of 7 years’ relevant work experience
  • Prior credit underwriting experience (preferred)
  • Strong verbal and written communication skills
  • Strong organizational skills
  • Strong analytical skills
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