M&T Bank

Senior Commercial Credit Risk Analyst – Risk Rating Framework

M&T Bank

full-time

Posted on:

Location Type: Remote

Location: Remote • Alabama • 🇺🇸 United States

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Salary

💰 $74,600 - $124,400 per year

Job Level

Senior

Tech Stack

Python

About the role

  • Responsible for monitoring, evaluating, and interpreting data on the Bank’s Commercial Loan portfolio.
  • Develop tools allowing for the monitoring of movements in the portfolio.
  • Identify emerging risks and make recommendations to management.
  • Support the Risk Rating Framework through analytical practices.
  • Assist with the review of the Probability of Default and Loss Given Default Masterscales.
  • Communicate analytical results to Bank-wide stakeholders.
  • Collaborate with Model Risk Management to ensure compliance with model governance requirements.
  • Regularly present portfolio risk summaries and dashboards to management.

Requirements

  • Bachelor’s Degree in a Business or Mathematics-based or related Disciple, or in lieu of degree four- or five-years’ credit risk, financial or business analysis experience.
  • Five years’ relevant experience in Banking, Risk or Finance analysis or a related field.
  • Five years’ experience preparing written documentation and/or papers/publications.
  • Statistical Analysis System (SAS), PYTHON or similar tool.
Benefits
  • Health insurance
  • Retirement plans
  • Forty hours of paid volunteer time, each year

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
data analysisrisk assessmentstatistical analysisfinancial analysiscredit risk analysisportfolio managementmodel governanceProbability of DefaultLoss Given Defaultanalytical practices
Soft skills
communicationcollaborationpresentationrecommendationevaluationinterpretation