Lulalend

Commercial Credit Analyst

Lulalend

full-time

Posted on:

Origin:  • 🇿🇦 South Africa

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Job Level

Mid-LevelSenior

About the role

  • Engage with clients to verify financial/credit transactions and business performance
  • Request additional information from clients where needed
  • Evaluate clients’ credit data and financial data to determine lending risk
  • Prepare notes about the degree of risk in lending money to clients
  • Analyse client records and use data to recommend outcomes
  • Evaluate financial status by interpreting financial ratios from proprietary programs
  • Help supply chain and Sales and Marketing manage financial orders to control credit exposure
  • Understand the lending platform, focusing on the origination module
  • Work closely with Head of Credit Underwriting and Credit Team Leader on issue escalation and resolution
  • Use ideas and solutions to meet customer needs and satisfy expressed and underlying needs
  • Keep up to date on technology developments and technical issues affecting accounts
  • Run operational tasks linked to monitoring the portfolio on book regularly
  • Perform ad-hoc projects to assist the team

Requirements

  • Matric/ grade 12 certificate or equivalent achieved
  • Completed finance/ accounting/ economics degree or equivalent
  • Ideally some commercial/SME credit experience
  • Strong numeracy abilities
  • Passionate about delivering customer experience above and beyond customer expectations
  • Excellent problem-solving skills
  • Highly organised with strong attention to detail
  • Excellent influencing skills
  • Resilience
  • Fun-loving, team-player mindset
  • Willingness to undergo background checks (Credit, Criminal and other job inherent checks)