Liability Claims Specialist

Kin Insurance

Liability Claims Specialist managing complex homeowners casualty claims for Kin, a technology-driven homeowners insurer. Investigating liability and damages, managing reserves, and coordinating litigated files with counsel.

Posted 8/14/2026full-timeRemote • Alabama, Arizona, California, Colorado, Connecticut, Florida, Idaho, Illinois, Iowa, Kansas, Kentucky, Maine, Maryland, Massachusetts, Minnesota, Missouri, Montana, Nevada, New Jersey, New Mexico, New York, North Carolina, Ohio, Oklahoma, Oregon, Pennsylvania, South Carolina, South Dakota, Tennessee, Texas, Utah, Vermont, Virginia, Washington, Wisconsin • 🇺🇸 United StatesJunior💰 $80,000 - $100,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in adjusting liability property claims, including bodily injury and property damage, while ensuring compliance with state regulations. Proficient in managing high-volume caseloads and utilizing AI tools for efficient claims handling.

Highest-signal resume keywords

Liability Property Claims AdjustmentNegotiation and Conflict ResolutionData-Driven AnalysisActive Adjuster LicenseAttorney-Represented Claims Management

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Claims InvestigationLiability EvaluationReserve Setting and AdjustmentClaims DocumentationSubrogation IdentificationFraud DetectionLitigation ManagementProcess ImprovementBodily Injury AssessmentProperty Damage Assessment

Soft Skills

Strong Negotiation SkillsConflict Resolution SkillsAnalytical ThinkingTime ManagementCommunication Skills

Tools & Technologies

AI Tools for Claims Handling

Certifications & Qualifications

Active Adjuster License

Industry Keywords

Insurance LawsGood Faith Claims HandlingHigh-Volume Caseload ManagementClaim SettlementLitigated Claims

About the role

Key responsibilities & impact

Investigate coverage, liability, and damages on complex casualty claim files involving severe injuries and multiple parties
Conduct recorded statements, consult police and experts, inspect property damage, and review medical records
Evaluate liability and damages exposure, including bodily injury and property damage
Set and adjust reserves based on investigation findings
Manage pre-suit and litigation claims with outside counsel, including mediations, depositions, and other litigation events
Identify and refer potential subrogation or fraud indicators
Maintain clear and accurate claim file documentation in compliance with state regulations and company guidelines
Own claims from first notice of loss through resolution
Use AI tools to support faster and more accurate claims handling
Improve operating processes and deliver accurate, timely claim outcomes

Requirements

What you’ll need

1–2 years minimum experience adjusting liability property claims, including bodily injury and property damage
Direct experience working attorney-represented, litigated claims
Working knowledge of multiple state insurance laws and good faith claims handling
Active adjuster license(s) in required states, or ability to obtain one within a defined timeframe
Ability to manage a high-volume caseload with competing deadlines
Strong negotiation and conflict resolution skills in claim settlement contexts
Data-driven, analytical approach to evaluating liability and damages
Prior carrier experience is a bonus
Ability to live and work full-time in one of the listed eligible U.S. states
Authorization to work for any employer in the United States and sponsorship requirements disclosed during application

Benefits

Comp & perks

Competitive salary
Company equity through Restricted Stock Units (RSUs)
401(k) with company match up to 4% of eligible earnings
Multiple medical plan options
Dental and vision coverage
Company-funded HSA contributions
Company-paid life insurance
Company-paid short-term disability
Supplemental long-term disability insurance
Critical illness insurance
Accident insurance
Legal insurance
Pet insurance
Mental health support and confidential counseling resources
Flexible PTO for exempt employees (most employees take 15–20 days per year)
8 company-observed holidays
Paid parental leave, including up to 14 weeks at 100% pay for birthing parents and 8 weeks at 100% pay for non-birthing parents
Career mobility and internal growth opportunities
Professional development budgets for certifications, conferences, and learning, subject to management approval