Senior Manager, Underwriting

Kettle

Senior Manager, Underwriting leading underwriting operations for Kettle, a property insurance MGA. Managing underwriters and contributing to profitable growth across E&S property solutions.

Posted 7/13/2026full-timeRemote • 🇺🇸 United StatesSenior💰 $130,000 - $160,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in underwriting complex commercial property risks, including E&S Ground-Up, Primary, and Shared accounts, while maintaining compliance with surplus lines regulations. Proven ability to lead and develop underwriting teams, manage profitable portfolios, and foster strong broker relationships.

Highest-signal resume keywords

Commercial Property UnderwritingLeadership and Team DevelopmentSurplus Lines RegulationsBroker Relationship ManagementAnalytical and Decision-Making Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

E&S UnderwritingRisk ManagementCatastrophe Exposure AnalysisRating MethodologiesUnderwriting Guidelines ImplementationPredictive AnalyticsPortfolio ManagementPerformance ManagementProduct DesignCompliance Monitoring

Soft Skills

Negotiation SkillsCommunication SkillsCoaching and MentoringCollaborationAccountability

Tools & Technologies

Underwriting TechnologyPolicy Administration PlatformsWorkflow Management SystemsData-Driven Insights

Certifications & Qualifications

Surplus Lines License

Industry Keywords

E&S Property BusinessMGAMGULloyd’sWildfire UnderwritingSevere Convective StormsBroker MeetingsBusiness DevelopmentRegulatory ComplianceCatastrophe Management

About the role

Key responsibilities & impact

Underwrite and approve complex commercial property risks, including Ground-Up, Primary, Shared, and other potential placements.
Manage and grow a profitable book of E&S property business while maintaining underwriting discipline and profitability targets.
Establish, implement, and monitor underwriting guidelines, authorities, and best practices.
Evaluate emerging risks, market trends, catastrophe exposures, and competitive conditions to support underwriting strategy.
Ensure consistency in underwriting decisions across the portfolio.
Directly supervise, mentor, and develop a team of underwriters.
Conduct performance management, coaching, training, and professional development activities.
Foster a culture of accountability, collaboration, innovation, and continuous improvement.
Assist in recruiting, onboarding, and retaining top underwriting talent.
Review underwriting quality and provide technical guidance on complex risks.
Develop and maintain strong relationships with wholesale brokers, carrier partners, and other key stakeholders.
Serve as a senior underwriting representative in broker meetings, industry events, and business development initiatives.
Identify opportunities for profitable growth within existing and prospective distribution relationships.
Collaborate with executive leadership and cross functional teams to develop and launch new products and coverage offerings.
Support expansion into All Other Perils (AOP) property products while maintaining expertise in wildfire and catastrophe-exposed business.
Provide underwriting input for pricing, product design, forms development, and portfolio management initiatives.
Utilize underwriting technology, predictive analytics, and data-driven insights to improve underwriting outcomes.
Ensure compliance with surplus lines regulations, carrier guidelines, delegated authority requirements, and company policies.
Monitor underwriting controls, audit findings, and quality assurance metrics.
Participate in implementation and optimization of underwriting workbench, policy administration, and workflow management platforms.
Support regulatory examinations, carrier audits, and internal compliance reviews.
Participate in underwriting committee meetings and portfolio reviews.
Assist with catastrophe management and aggregation monitoring.
Travel up to 30% for broker visits, conferences, carrier meetings, and business development activities.
Perform other duties as assigned.

Requirements

What you’ll need

Bachelor’s degree in Business, Finance, Risk Management, Insurance, or related field.
Minimum 7+ years of commercial property (E&S) underwriting experience Including experience underwriting wildfire and severe convective storms.
Minimum 5+ years of leadership, supervisory, or management experience in commercial property (E&S) underwriting.
Demonstrated success managing profitable property portfolios.
Strong understanding of commercial property forms, rating methodologies, catastrophe exposures, and risk selection principles.
Experience working with MGA, MGU, Lloyd’s, or delegated authority environments.
Proven track record of developing, maintaining, and growing broker relationships.
Knowledge of surplus lines regulations and regulatory compliance requirements.
Experience underwriting E&S Ground-Up, Primary, and Shared property accounts.
Surplus Lines licenses in home state and multiple non-resident states.
Strong analytical, decision-making, negotiation, and communication skills.
Ability to lead teams and manage multiple priorities in a fast-paced environment.

Benefits

Comp & perks

Competitive salary and bonus opportunity
Comprehensive benefits package.
Eligible for stock options (subject to board approval)
Remote work environment with a collaborative and entrepreneurial culture
Opportunity to help shape a rapidly growing underwriting organization.
Exposure to innovative underwriting technology and advanced risk analytics.
Professional development and leadership growth opportunities.