Own and prioritize the product backlog for assigned platforms or initiatives
Translate complex business and regulatory requirements into clear, structured user stories and acceptance criteria
Partner closely with Engineering to ensure solutions are technically sound, scalable, and aligned with architectural standards
Drive sprint planning, backlog refinement, release coordination, and delivery predictability
Reduce ambiguity and proactively resolve requirement gaps before development
Ensure product enhancements improve revenue performance, underwriting efficiency, sales conversion, or operational throughput
Define initiative-level success metrics and monitor post-release performance
Identify workflow bottlenecks and recommend scalable system improvements
Support data-driven prioritization decisions grounded in ROI and risk considerations
Serve as the connective tissue between business stakeholders and technical teams
Facilitate alignment across Sales, Operations, Risk, Compliance, Finance, and Engineering
Confidently engage in executive or cross-departmental forums when needed
Manage stakeholder expectations with transparency and discipline
Incorporate compliance, risk, and audit considerations into product design
Ensure solutions meet regulatory and internal control standards
Partner with Legal and Risk teams to mitigate exposure while maintaining speed
Contribute to continuous improvement of product processes, documentation standards, and delivery practices
Promote strong requirement quality and structured decision-making
Support scalable product operations as the organization grows.

Requirements

6–10+ years of experience in a Product Owner, Product Manager, or similar role
Experience in fintech, lending, financial services, or other regulated/risk-managed environments strongly preferred
Demonstrated track record of delivering measurable business outcomes in revenue-generating or operationally critical systems
Deep experience managing Agile backlogs and partnering with engineering teams
Strong understanding of sales systems, underwriting workflows, or financial processing systems
Experience working with API-based integrations and distributed systems
Strong analytical skills with comfort interpreting data to inform prioritization
Ability to operate independently, manage complexity, and create clarity in ambiguous environments
High ownership mindset with strong accountability for delivery outcomes
Excellent written and verbal communication skills.

Benefits

Competitive Base Salary Range of $96,300 – $154,400
Annual Incentive Compensation Eligibility – Up to 10% annually
Health Insurance: We offer comprehensive medical, dental, and employer-paid vision plans through UnitedHealthcare (UHC), with various coverage levels available to meet the needs of our employees and their families.
100% Company Paid Insurances: Kapitus fully covers the cost of basic short-term and long-term disability insurance, as well as vision insurance, ensuring our employees have comprehensive protection without any personal expense.
Voluntary Insurance: Supplemental life insurance as well as enhanced short- and long-term disability coverage are available through Mutual of Omaha, providing additional security for our employees. Additionally, Colonial Accident and Hospitalization insurances are also available, offering further protection against unforeseen events.
Paid Maternity and Parental Leave: Beyond state-mandated leave policies, Kapitus provides company-paid maternity and parental leave, supporting our employees during important family milestones.
LifeBalance Program: Enhance your lifestyle with our LifeBalance membership, which offers discounts on outdoor activities, the arts, health, and fitness. Additional benefits include:
Pet and car insurance discounts.
Financial services such as LegalShield.
Relaxation and stress management tools, including a fully covered annual subscription to The Calm App.
Plum Benefits Discount Program: Access exclusive discounts on shows, travel, car rentals, and more, enriching your personal and family life.
Tuition Reimbursement: Pursue further education with up to $5,000 annually in tuition reimbursement, plus opportunities to attend relevant conferences and career development events.
Transit Reimbursement: We also offer transit reimbursement for all work-related travel, supporting your involvement in career and personal development activities.
Paid Time Off and Sick Time
Retirement Benefits: Our 401K plan is managed through Fidelity, featuring a 25% match on employee contributions, helping you plan for a secure financial future.

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

Agileuser storiesacceptance criteriaAPI-based integrationsfinancial processing systemsunderwriting workflowsdata analysisproduct backlog managementmeasurable business outcomescontinuous improvement

Soft Skills

stakeholder managementcommunicationproblem-solvingindependenceaccountabilitytransparencycollaborationanalytical thinkingcomplexity managementdecision-making