Credit Risk Manager

iTalent PLUS

Experienced Credit Risk Manager in Malta overseeing credit risk and strengthening governance. Join our risk team to support regulatory initiatives and ensure compliance.

Posted 7/26/2026full-timeMalta • 🇲🇹 MaltaMid-LevelSenior💰 €55,000 - €65,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in risk management, including credit risk assessment, regulatory compliance, and the development of risk frameworks. Proficient in conducting independent risk assessments and preparing comprehensive risk reports for senior management and board committees.

Highest-signal resume keywords

Risk ManagementCredit Risk AssessmentICAAP/ILAAP SupportRegulatory ComplianceAnalytical Skills

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentControl TestingRisk ReportingCredit Portfolio MonitoringIFRS 9 MethodologiesThematic ReviewsOperational Risk InvestigationRisk Appetite Metrics MonitoringCredit Underwriting Standards ReviewStress Testing

Soft Skills

Communication SkillsAnalytical SkillsConstructive ChallengeReport-Writing Skills

Certifications & Qualifications

FRMPRMCFA

Industry Keywords

Banking RegulationCorporate GovernanceEnterprise Risk ManagementFinancial ServicesControl Function

About the role

Key responsibilities & impact

Support the identification, assessment, monitoring and reporting of the Bank's key risks, including credit, liquidity, operational, conduct, concentration and IRRBB risk
Maintain and enhance the Bank's Risk Management Framework, Risk Appetite Framework, policies and procedures
Monitor risk appetite metrics, KRIs and risk limits, investigating breaches and escalating material issues where appropriate
Provide independent second line oversight and challenge across first line risk activities, controls and decision-making processes
Conduct risk assessments, thematic reviews and control testing to evaluate the effectiveness of the Bank's control environment
Monitor the Bank's credit portfolio, including arrears, non-performing exposures (NPEs), recoveries, concentration risk and portfolio trends
Review and challenge credit underwriting standards, lending strategies and portfolio monitoring processes
Assess credit risk methodologies, impairment approaches and IFRS 9 assumptions, supporting ongoing model validation and enhancement
Investigate operational risk events, control failures and incidents, ensuring appropriate remediation actions are implemented
Prepare risk reports and management information for Senior Management, Board Committees and the Board
Support ICAAP, ILAAP, Recovery Planning, stress testing and contingency funding activities
Assist during regulatory inspections, supervisory reviews and internal audits, ensuring timely delivery of documentation and effective follow-up of remediation plans

Requirements

What you’ll need

Bachelor's degree in Banking & Finance, Economics, Risk Management, Accounting or a related discipline
Minimum 5 years' experience within risk management, credit risk, ICAAP/ILAAP, internal audit or a similar control function in financial services
Strong understanding of banking regulation, corporate governance and enterprise risk management principles
Experience performing independent risk assessments, control reviews and risk reporting
Excellent analytical, communication and report-writing skills
Ability to challenge stakeholders constructively while maintaining independence
Experience supporting ICAAP, ILAAP, stress testing or Recovery Planning will be considered an asset
Professional qualifications such as FRM, PRM or CFA are considered an advantage

Benefits

Comp & perks

Hybrid working model based in Malta
Opportunity to work within a highly regulated banking environment
Exposure to enterprise-wide risk management and strategic regulatory initiatives
Professional development and career progression opportunities
Collaborative and supportive working environment