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Senior/AVP Property Risk Consultant
HUB InternationalSenior Property Risk Consultant at HUB International advising clients on managing property risks and advocating with carriers. Conduct assessments across diverse portfolio with technical expertise and industry knowledge.
Posted 4/14/2026full-timeCulver City • California, Nevada • 🇺🇸 United StatesSenior💰 $125,000 - $175,000 per yearWebsite
About the role
Key responsibilities & impact- Conduct comprehensive property risk surveys based on Highly Protected Risk (HPR) standards — evaluating construction, occupancy, processes, fire protection systems, human element programs, and site exposures to support insurance placement and risk profile improvement.
- Assess facilities across manufacturing, industrial, and commercial occupancies with particular focus on fire suppression systems, roof and building construction classification, electrical hazards, and process controls.
- Evaluate natural hazard exposures — including flood, wind, hail, and seismic risk — and conduct natural catastrophe assessments; articulate nat cat risk from site-level observations and, where applicable, from modeling technology.
- Prepare detailed property risk reports and engineering narratives suitable for carrier submission, client executive review, and underwriter negotiation.
- Conduct loss analysis and trending to identify client focus areas and inform prioritized risk improvement programs.
- Serve as the technical liaison between clients and major property carriers — advocating for favorable risk recognition based on documented improvements and HPR-aligned controls.
- Review and interpret carrier loss prevention reports; advise clients on recommended vs. required items and negotiate timelines and outcomes where appropriate.
- Develop and present property risk narratives and improvement roadmaps that strengthen underwriting submissions and support renewal negotiations.
- Provide oversight of insurance carrier loss control activities and assessments on the client’s behalf.
- Build trusted, long-term advisory relationships with client risk managers, operations leaders, and facilities teams across a diverse regional portfolio.
- Develop and implement strategic, customized client risk control service plans — tracking progress against milestones and demonstrating measurable value to client stakeholders.
- Consult with clients to understand their operational needs, risk objectives, and capital priorities; advise on best practices in property risk mitigation and safety management.
- Assist in implementation of property risk management best practices using sound project management and consulting disciplines.
- Conduct management and employee training sessions on property risk topics for clients as needed.
- Support HUB producers and account service teams in the region — participating in prospect presentations and articulating the value of property risk consulting to prospective clients.
- Identify and develop consulting opportunities, including pre-acquisition property assessments, COPE data verification, and property improvement program development.
- Develop and manage relationships with insurance carrier and vendor partners to expand service capabilities for clients.
- Contribute to special projects and divisional knowledge-sharing initiatives.
Requirements
What you’ll need- 10+ years of experience as a property risk or loss control consultant in an insurance brokerage, carrier loss prevention, or property risk consulting environment — or as an engineering/safety manager in a relevant industry.
- Bachelor’s degree in Fire Protection Engineering, Mechanical Engineering, or a related technical field.
- Expert working knowledge of NFPA standards, FM Global data sheets, and applicable building codes.
- Demonstrated experience conducting property risk assessments and providing consultation related to HPR underwriting requirements.
- Experience on technically complex accounts, including facilities with total property values in excess of $1 billion.
- Willingness and ability to travel approximately 25–30% overnight across California and the broader region.
- Valid driver’s license and reliable transportation.
Benefits
Comp & perks- health/dental/vision/life/disability insurance
- FSA
- HSA
- 401(k) accounts
- paid-time-off benefits such as vacation, sick, and personal days
- eligible bonuses, equity and commissions for some positions
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
property risk assessmentloss control consultingfire protection systemsnatural hazard assessmentrisk improvement programsproject managementconsulting disciplinesproperty risk management best practicesHPR underwriting requirementsbuilding codes
Soft Skills
communicationrelationship buildingadvisory skillsnegotiationtrainingconsultationstrategic planningclient focusteam collaborationproblem-solving
Certifications
Bachelor’s degree in Fire Protection EngineeringBachelor’s degree in Mechanical EngineeringNFPA standards knowledgeFM Global data sheets knowledge