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Senior Credit Analyst
Heartland Bank LTDSenior Credit Analyst responsible for high-quality lending applications across diverse portfolios. Applying judgmental credit analysis and collaborating with financial professionals at Heartland Bank.
About the role
Key responsibilities & impact- shape well‑reasoned, high‑quality lending applications across a diverse portfolio
- apply sharp judgemental credit analysis
- prepare insightful financial analysis
- conduct clear, balanced credit‑risk assessments
- identify risks and mitigants
- provide recommendations that align with the Bank’s risk appetite
- operate with integrity, professionalism, and commitment to values
Requirements
What you’ll need- strong analytical judgement
- ability to produce clear, accurate lending applications across exposures above and below $1.0m
- gather, validate, and interpret financial information
- advanced Excel and financial‑modelling skills
- identify key risks and recommend practical mitigants
- collaborative work with Brokers, Relationship Managers, Credit Managers, and Operations
- solid understanding of business structures and security types
Benefits
Comp & perks- employee banking benefits
- an excellent insurance package
- flexible working options
- sports teams (touch, netball and football)
- Friday night pizzas and drinks
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
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Hard Skills & Tools
credit analysisfinancial analysiscredit-risk assessmentfinancial modellingExcel
Soft Skills
analytical judgementcollaborationcommunicationprofessionalismintegrity