Account Adjuster

Goldschmitt and Associates (G&A)

Account Adjuster responsible for maintaining financial integrity of Perkins Loan portfolio. Analyzing borrower accounts and processing financial adjustments for compliance and reporting.

Posted 7/16/2026full-timeRemote • 🇺🇸 United StatesJuniorMid-Level💰 $62,000 - $70,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial reporting, loan servicing, and compliance with Federal Perkins Loan Program regulations. Proficient in reconciling accounts, processing adjustments, and maintaining audit-ready records to support accurate financial reporting and internal controls.

Highest-signal resume keywords

Financial Reporting SystemsAccount ReconciliationLoan Servicing ExperiencePublic Trust ClearanceCompliance with Federal Regulations

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Account AdjustmentsInterest RecalculationsPayment ReversalsDeferment UpdatesForbearance UpdatesLoan CancellationsFinancial Statement PreparationVariance AnalysisData ValidationQuality Reviews

Soft Skills

Analytical SkillsProblem-SolvingAttention to DetailCommunication SkillsCollaboration

Tools & Technologies

Financial Reporting ToolsReconciliation ToolsLoan Servicing SystemsAccounting Systems

Certifications & Qualifications

High School DiplomaGED

Industry Keywords

Perkins Loan ProgramLoan ServicingFederal RegulationsAudit StandardsCollection Agencies

About the role

Key responsibilities & impact

Review and analyze Perkins Loan borrower accounts to identify discrepancies involving principal, interest accrual, late fees, collection costs, and payment applications
Process complex account adjustments, including: Interest recalculations, Payment reversals and corrections, Deferment and forbearance updates, Loan cancellations (employment-based, military, etc.), Rehabilitation and write-off adjustments
Ensure all adjustments are fully documented and supported in accordance with federal regulations and institutional audit standards
Coordinate resolution of account discrepancies with third-party servicers or collection agencies
Provide Loan Analysts with reconciled borrower-level data and adjustment summaries to enhance cohort, delinquency, and recovery analyses
Flag systemic issues and data anomalies to inform analysts’ root-cause reviews and modeling assumptions
Supply timely adjustment evidence and narratives that underpin analysts’ variance analyses and management reporting
Reconcile the Perkins Loan servicing system to the institution’s general ledger and revolving fund on a monthly and quarterly basis
Prepare and validate financial reports including: Outstanding principal and accrued interest, Delinquency and default aging reports, Cash receipts and collection activity, Cancellation and rehabilitation activity
Investigate and resolve variances between servicing reports and accounting systems
Support year-end close processes and assist in preparation of financial statements and required federal reporting
Provide documentation and schedules for internal and external audits
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor account activity to ensure proper billing, collection due diligence, and regulatory timelines are met
Maintain audit-ready records for all financial transactions and account adjustments
Identify process weaknesses and recommend improvements to strengthen internal controls and reporting accuracy
Perform quality reviews of account transactions and portfolio data
Monitor trends in delinquency, deferment, forbearance, cancellation, and default activity
Assist with data validation during system upgrades or servicing transitions
Deliver validated datasets, data dictionaries, and data lineage notes that increase analysts’ confidence in metrics
Surface data quality findings and trend signals that guide analysts’ segmentation, stratification, and scenario analyses
Partner on UAT test cases and signoffs to ensure analytical reports remain accurate through system changes

Requirements

What you’ll need

Possess at least 2 years of related experience
Possess proven experience in business or accounting management within loan servicing or finance
Possess a high school diploma or similar accredited certification, such as the GED
Proficiency in financial reporting systems and reconciliation tools
Possess the ability to obtain and maintain a Public Trust clearance

Benefits

Comp & perks

401(k) with immediate vesting
Paid Federal Holidays
Tuition Reimbursement
Medical Insurance, including Vision and Dental Insurance
Employer-Paid Short-Term and Long-Term Disability
Employer Paid Life Insurance
Supplemental Life Insurance
FSA/HSA Programs
Commuter Benefits Program
Adoption Assistance Program
Employee Assistance Program (EAP)
Caregiver Support Program
Health Advocacy Program
Financial Wellbeing Support