Loan Analyst

Goldschmitt and Associates (G&A)

Loan Analyst managing the Federal Perkins Loan portfolio at Goldschmitt & Associates. Providing oversight and leadership for compliance and financial integrity in loan management.

Posted 7/16/2026full-timeRemote • 🇺🇸 United StatesJuniorMid-Level💰 $70,000 - $79,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in managing borrower accounts within the Perkins Loan portfolio, ensuring compliance with Federal Perkins Loan Program regulations, and performing detailed financial reconciliations. Proficient in developing reports and tracking tools to enhance operational oversight and decision-making.

Highest-signal resume keywords

Perkins Loan Portfolio ManagementFinancial ReconciliationTeam Leadership and CoachingRegulatory ComplianceMicrosoft Excel Proficiency

ATS Keywords

Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Account AnalysisPayment Activity ReviewDiscrepancy ResolutionContract Modification ManagementAudit PreparationData ValidationOperational Improvement AnalysisReport PreparationDue Diligence MonitoringLoan Balance Reconciliation

Soft Skills

Excellent Communication SkillsDetail-OrientedMulti-Tasking AbilityPresentation SkillsInterpersonal Skills

Certifications & Qualifications

High School Diploma or GED6C Level Public Trust Eligibility

Industry Keywords

Telephone Consumer Protection ActConsumer Financial Protection BureauFederal Perkins Loan ProgramCompliance RisksAudit-Ready Documentation

About the role

Key responsibilities & impact

Analyze and maintain borrower accounts within the Perkins Loan portfolio
Review payment activity, interest accrual, deferment, forbearance, cancellation, and default status
Investigate and resolve account discrepancies, misapplied payments, and balance inconsistencies
Coordinate account updates with third-party servicers and collection agencies
Experience managing contract modification activities, change requests, and deliverable updates
Perform monthly and quarterly reconciliation of the Perkins Loan servicing system to the institution’s general ledger and revolving fund
Prepare portfolio reports including: Outstanding principal and interest, Delinquency and default aging, Cash activity and collections, Cancellation and rehabilitation activity
Support year-end financial reporting and audit preparation
Assist with audit and other regulatory reviews
Ensure compliance with Federal Perkins Loan Program regulations and institutional policies
Monitor due diligence requirements for billing, collections, and default prevention
Maintain audit-ready documentation for account adjustments and reporting
Identify compliance risks and recommend corrective actions
Analyze portfolio trends and identify areas for operational improvement
Develop tracking tools and reports to enhance oversight and decision-making
Support system upgrades, data validation, and servicing transitions as needed

Requirements

What you’ll need

Possess at least 2 years of related experience
Possess at least 1 year of experience leading and coaching a team
Possess a high school diploma or similar certification, such as the GED
Possess the ability to pass and maintain eligibility for a 6C Level Public Trust investigation with the Department of Education
Knowledge and understanding of the Telephone Consumer Protection Act and Consumer Financial Protection Bureau, its related regulations, and the state laws and regulations
Ability to create presentations and provide training to staff regarding performance
Ability to audit and review and reconcile loan balances and payments
Capable of leading a team and coaching a team
Detailed-oriented and ability to multi-task
Excellent written, verbal, and interpersonal communication skills
Proficient knowledge of Microsoft Office applications, specifically Excel
Ability to read, write, and speak fluent English
Excellent presentation and facilitation skills
Demonstrated ability to communicate effectively within all levels of the organization
Ability to adjust quickly to changing business needs

Benefits

Comp & perks

401(k) with immediate vesting
Paid Federal Holidays
Tuition Reimbursement
Medical Insurance, including Vision and Dental Insurance
Employer-Paid Short-Term and Long-Term Disability
Employer Paid Life Insurance
Supplemental Life Insurance
FSA/HSA Programs
Commuter Benefits Program
Adoption Assistance Program
Employee Assistance Program (EAP)
Caregiver Support Program
Health Advocacy Program
Financial Wellbeing Support