Senior Valuations Analyst

Funding Circle UK

Senior Valuations Analyst translating complex financial data into actionable insights for Credit Card and FlexiPay products. Collaborating with various teams to ensure accurate valuations reflecting performance data.

Posted 7/16/2026full-timeLondon • 🇬🇧 United KingdomSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in financial modelling and valuations, particularly within SME lending and consumer credit, with a strong focus on data analysis, model validation, and effective communication of complex insights to stakeholders.

Highest-signal resume keywords

Financial ModellingValuationsSQLPythonExcel

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Financial ModellingValuationsData AnalysisLoss ForecastingECL ModellingUnit EconomicsVariance AnalysisAssumption Stress-TestingModel ValidationScenario Analysis

Soft Skills

Attention to DetailProactive ApproachClear CommunicationAutonomyTime Management

Tools & Technologies

ExcelVBATableauLookerAI Tools

Industry Keywords

SME LendingConsumer CreditRevolving CreditInstalment ProductsIFRS 9

Tech Stack

Tools & technologies

PythonSQLTableauVBA

About the role

Key responsibilities & impact

Own the end-to-end valuation modelling for our Credit Card and FlexiPay products, translating complex financial data into clear, actionable insight that drives strategic decisions.
Build and maintain forward-looking models — including lifetime value, unit economics, and loss forecasting — that underpin product pricing, provisioning, and portfolio strategy.
Partner closely with Credit Risk, Finance, and Product teams to ensure our valuations reflect the latest performance data and macroeconomic assumptions.
Play a key role in month-end and quarter-end close processes, owning commentary and variance analysis for senior stakeholders and the Board.

Requirements

What you’ll need

Strong experience in financial modelling or valuations within SME lending or consumer credit, ideally across revolving credit or instalment products.
Excellent attention to detail and a proactive approach to identifying deviations of actuals from assumptions and updating models to reflect observed trends and variances.
Confident working with large datasets to build and stress-test assumptions — SQL or Python required, plus strong Excel skills.
A clear communicator who can distil complex analysis into concise, well-structured narratives for non-technical audiences.
Comfortable operating with autonomy in a fast-paced environment, managing competing priorities without losing attention to detail.
Comfortable experimenting with AI tools (e.g. Claude, Copilot) to accelerate analysis, automate repetitive modelling tasks, and improve output quality
Experience with VBA, Excel-based financial models, or BI tools (e.g. Tableau, Looker) for reporting and scenario analysis
Experience supporting audit, model validation, or internal review processes
Knowledge of ECL / impairment modelling under IFRS 9.

Benefits

Comp & perks

Flexibility: We provide a benefit allowance you can tailor to your own life and family.
Health: This includes private medical and dental, health assessments, and access to a digital GP.
Wealth: We offer life assurance, share schemes, and financial coaching.
Development: You get a dedicated annual learning allowance to help you level up.
Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.
Award-winning parental leave policies.