AML Analyst
Funding Circle UK
full-time
Posted on:
Location Type: Hybrid
Location: London • United Kingdom
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About the role
- Perform CDD and KYC on a variety of client types, such as borrowers and institutional investors at various risk levels.
- Review and resolve screening alerts, including Sanctions, PEPs, and Adverse Media, to ensure the business remains compliant with regulatory requirements.
- Conduct Transaction Monitoring on all products ( Cards, Flexipay, Term Loan) to protect the business against financial crime.
- Conducting EDD on high risk clients and AML investigations when suspicious activity is identified.
- Identify suspicious activity and raise internal/external SARs to the MLRO and the NCA portal, completing all necessary post-action requirements.
- Working with various stakeholders, leading/assisting any ad hoc projects or initiatives within the wider operations and financial crime team.
- Monitoring and supporting ongoing client due diligence and periodic reviews.
- Involvement with financial crime compliance teams to develop new systems and improve efficiency.
Requirements
- Previous experience in a KYC or AML position (preferred).
- A solid grasp of AML typologies coupled with the analytical skills to identify red flags and make informed, reasonable decisions.
- Excellent communication skills, both oral and written, with a sharp attention to detail.
- Exceptional organizational skills and the self-motivation to manage multiple workflows and prioritize tasks.
- A proactive approach to taking on new responsibilities and suggesting improvements to team workflows.
- You’re able to proactively identify ways to use Generative AI to streamline your daily tasks and improve your personal productivity.
- Confident using approved AI tools safely and effectively to enhance your output and find a better way of working.
Benefits
- Flexibility: We provide a benefit allowance you can tailor to your own life and family.
- Health: This includes private medical and dental, health assessments, and access to a digital GP.
- Wealth: We offer life assurance, share schemes, and financial coaching.
- Development: You get a dedicated annual learning allowance to help you level up.
- Lifestyle: We have electric car and cycle-to-work schemes, plus season ticket loans.
- Award-winning parental leave policies. We're here to support you through the big life moments, from fertility treatments to new additions to the family.
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
CDDKYCAMLTransaction MonitoringEDDSARsfinancial crime complianceanalytical skillsrisk assessmentregulatory compliance
Soft Skills
communication skillsattention to detailorganizational skillsself-motivationproactive approachworkflow managementteam collaborationproblem-solvingdecision-makingadaptability