SBA Underwriter

Florida Business Development Corporation

SBA Underwriter responsible for compliance with SBA guidelines and thorough credit assessments. Collaborating within a fast-paced environment to manage multiple loan requests effectively.

Posted 6/24/2026full-timeRemote • Florida • 🇺🇸 United StatesMid-LevelSeniorWebsite

About the role

Key responsibilities & impact

Effectively communicate with customers and fellow co-workers both written and verbally.
Understand and retain SBA eligibility/procedure requirements.
Must execute in a fast paced, high demand, environment while managing multiple obligations/tasks.
Ability to interpret and discuss analytical financial data and reports.
Ability to timely identify, document, and/or mitigate credit risk.
Ability to underwrite, structure, and determine credit worthiness while meeting lender and borrower expectations.
Thoroughly and independently analyze simple to complex credit situations and conform a sound credit decision/recommendation.
Comply with reasonable set expectations and completion of loan processing in all stages from initial underwriting, submission, authorization, verification, document storage and funding.
Must be able to excel in a team environment and be willing to take on additional tasks or roles for the betterment of the company.
Knowledge of FBDC’s loan management software (currently Ventures+)

Requirements

What you’ll need

4+ years of SBA credit experience or equivalent
Must possess the skills to underwrite the loan request and package the application according to SBA guidelines and FBDC standards.
Must perform all necessary tasks and responsibilities required to insure SBA and FBDC compliance which include but not limited to successfully obtain SBA authorization, perform 327 change action, review and receive acceptable appraisal and environmental reports, insure verification of necessary documentation, and other tasks as required.
Maintain all 327 action changes in the loan management software so that it reflects the Authorization requirements at all times.
Application packages are audited internally and externally. Exceptions are to be minimal. The underwriter will be held accountable for any and all exceptions to the application package.
Ability to assist in any additional project(s) or task(s) upon request.
Mentor or review loan requests and documentation of less experienced underwriter(s).
Share knowledge and expertise within the company.
Production volume - it is expected that a senior level underwriter(s) has capacity to perform all the above tasks and responsibilities for 48 loan requests per fiscal year.

Benefits

Comp & perks

100% company-paid healthcare, dental, vision for the entire family
Life insurance policy for the employee
Production bonuses paid bi-annually
3% safe harbor 401(k)
Up to 9% profit sharing to the 401(k) based on company results
15 paid vacation days and 7 sick days per year

ATS Keywords

✓ Tailor your resume

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

SBA credit experienceunderwritingcredit risk assessmentloan processingfinancial data analysiscredit worthiness determinationapplication packagingcompliance with SBA guidelinesdocumentation verificationloan management software

Soft Skills

effective communicationteam collaborationtime managementanalytical thinkingproblem-solvingmentoringadaptabilityattention to detailaccountabilitycustomer service