Credit Pricing Manager

EXL

Credit Pricing Manager responsible for pricing strategies in Financial Services. Leading analysis using SQL and Python for optimal revenue and compliance in a global analytics firm.

Posted 7/20/2026full-timeLiverpool • 🇬🇧 United KingdomMid-LevelSeniorWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in credit pricing strategies, advanced analytical modeling, and regulatory compliance within Financial Services. Proficient in SQL and Python for data analysis and model development, with a strong focus on optimizing revenue and portfolio performance.

Highest-signal resume keywords

Credit Pricing ExpertiseSQL ProficiencyPython ProgrammingAdvanced Analytical ModelingFinancial Services Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Credit PricingData AnalysisCashflow ModelingForecastingCustomer ValuationNet Present Value (NPV)Internal Rate of Return (IRR)Risk-Adjusted MarginsIncrementality ModelsAttribution Models

Soft Skills

Stakeholder ManagementCommunicationPresentation SkillsTeam LeadershipCommercial Acumen

Tools & Technologies

Power BITableauData Visualization Platforms

Industry Keywords

Financial ServicesCredit RiskRegulatory ComplianceRetail FinancePortfolio Performance

Tech Stack

Tools & technologies

PythonSQLTableau

About the role

Key responsibilities & impact

Develop and implement pricing strategies across revolving accounts, instalments, card portfolios and other Financial Services credit products.
Take a hands-on role in credit pricing, using SQL and Python to conduct analysis, build models and deliver pricing improvements.
Build and manage advanced analytical models for credit pricing, cashflow modelling, forecasting, customer valuation and portfolio performance.
Define, calculate and monitor key valuation measures, including Net Present Value, Internal Rate of Return and risk-adjusted margins.
Conduct pricing and fair value assessments to ensure competitive pricing, fair customer outcomes and regulatory compliance.
Develop clear risk management frameworks for pricing strategies and testing, including defined controls, performance measures and actionable tracking.
Deliver actionable insights and recommendations to optimise revenue, margin, customer value and overall portfolio performance.
Design and implement automated reporting and dashboards to provide timely visibility of pricing, risk and commercial performance.
Lead A/B testing and controlled experimentation to evaluate the customer, commercial and risk impact of pricing initiatives.
Represent credit pricing at relevant governance forums, including Customer, Product and Credit Risk committees.
Act as a strategic partner to senior leadership, translating complex data and modelling outputs into clear commercial recommendations.
Collaborate with Credit Risk, Product, Commercial, Finance, Analytics and Engineering teams to deliver pricing initiatives and strengthen analytical capabilities.
Improve data infrastructure, analytical processes and governance supporting credit pricing decisions.
Maintain the accuracy, integrity and consistency of data across all pricing models, reports, dashboards and analytical outputs.
Monitor credit product and portfolio performance, identifying emerging risks, trends and opportunities for improvement.
Lead and develop Pricing Managers and Junior Analysts while remaining actively involved in hands-on analytical delivery.
Manage team recruitment, performance, absence, reward decisions and professional development.

Requirements

What you’ll need

Bachelor Degree in relevant field with 6- 8 years of relevant experience
Strong hands-on experience using SQL and Python to analyse data, build pricing models and deliver commercial outcomes
Essential experience in credit pricing, with a strong understanding of pricing strategies, credit risk and portfolio performance optimisation
Experience developing complex unit-level cashflow models for credit products
Strong knowledge of customer valuation and pricing measures, including NPV, IRR and risk-adjusted margins
Hands-on experience developing incrementality models, attribution models and advanced forecasting solutions
Experience working with revolving credit accounts, instalment products, card portfolios or retail finance products
Financial Services experience gained within banking, insurance, consumer credit or retail businesses offering credit products
Proficiency in BI and data visualisation platforms, such as Power BI or Tableau
Deep understanding of revenue management, fair value assessments, regulatory requirements and risk management within credit pricing
Strong commercial acumen, with experience influencing revenue, margin and P&L performance
Proven ability to translate complex data into clear, actionable recommendations for senior and non-technical stakeholders
Experience collaborating with Credit Risk, Product, Commercial, Finance, Analytics and Engineering teams
Proven ability to lead and develop analytical or pricing teams while remaining actively involved in hands-on delivery
Excellent communication, stakeholder management and presentation skills
Experience working within a marketplace or platform-based environment would be advantageous.

Benefits

Comp & perks

A competitive salary with a generous bonus
Private healthcare
Critical illness life assurance at 4 x your annual salary
Income protection insurance
Rewarding pension
Everyday financial well-being solutions, such as cash back cards
Cycle Scheme where you can save money on bikes and cycling accessories
A wide range of professional and personal development opportunities
Learning initiatives to enhance skills
Flexible hybrid working model to promote a balanced lifestyle