Senior Assistant Vice President – Credit Risk Strategy

EXL

Senior Risk Strategy Leader designing and executing financial risk strategies across money movement products at a data-driven company. Excellent analytical and leadership skills required for success.

Posted 6/22/2026full-timeSan Francisco • California • 🇺🇸 United StatesSenior💰 $160,000 - $180,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Lead the development and execution of financial risk and fraud strategies supporting key business initiatives and rapidly evolving risk environments
Provide strategic oversight during high-severity and time-sensitive risk incidents, driving coordinated response and mitigation actions
Leverage advanced analytics, statistical modelling, and deep domain expertise to design scalable risk frameworks using large-scale transactional and account-level data
Own and optimize the end-to-end risk strategy and policy lifecycle: opportunity identification, strategy design, experimentation, deployment, governance, monitoring, and continuous improvement
Drive portfolio-level risk management strategies across underwriting, fraud, credit, and money movement products while balancing risk, growth, and customer experience objectives
Partner with senior stakeholders across Data Science, Risk Operations, Product, Engineering, Finance, Compliance, and Analytics teams to influence strategic decisions and business outcomes
Lead segmentation strategy development, portfolio analytics, and performance deep dives to identify emerging risks and growth opportunities
Design and refine underwriting frameworks, credit limits, eligibility policies, and customer risk segmentation strategies
Establish scalable monitoring frameworks and governance processes to proactively manage portfolio trends, concentration risks, and segment-level performance
Drive hypothesis-led innovation and experimentation to improve approval rates, reduce losses, and enhance operational efficiency
Mentor and guide junior analysts and strategy team members, fostering analytical excellence and strategic thinking across the organization
Communicate complex analytical insights and strategic recommendations effectively to executive leadership and cross-functional stakeholders

Requirements

What you’ll need

Extensive experience in risk strategy, credit policy, underwriting, fraud strategy, or financial analytics within financial services or fintech environments
Proven track record of leading large-scale analytical initiatives and influencing strategic business decisions
Strong expertise in leveraging large datasets and advanced analytical techniques to solve complex business and risk problems
Advanced proficiency in SQL and Python for analytics, modelling, and strategy implementation
Deep experience in statistical modelling, forecasting, risk analytics, and experimental design
Strong business acumen with the ability to translate complex analytical insights into actionable strategic recommendations
Excellent executive communication, stakeholder management, and cross-functional leadership skills
Experience operating in fast-paced, high-growth, and highly regulated environments
Demonstrated ability to mentor teams, drive collaboration, and influence senior leadership.
Preferred Qualifications:
Bachelor’s degree in quantitative fields such as Data Science, Statistics, Mathematics, Economics, Finance, or Engineering
Master’s degree or MBA in a quantitative or business discipline preferred
Experience in financial services, fintech, banking, payments, or risk management domains
Exposure to money movement products, payment ecosystems, fraud operations, or lending platforms
Experience building scalable risk frameworks, governance models, and automated decisioning systems
Familiarity with modern data platforms, BI tools, and large-scale experimentation frameworks

Benefits

Comp & perks

For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits

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Hard Skills & Tools

risk strategycredit policyunderwritingfraud strategyfinancial analyticsSQLPythonstatistical modellingforecastingexperimental design

Soft Skills

executive communicationstakeholder managementcross-functional leadershipanalytical excellencestrategic thinkingmentoringcollaborationinfluencing

Certifications

Bachelor’s degreeMaster’s degreeMBA