Analyst – Fraud Strategy

EXL

Analyst specializing in Debit Card Fraud Strategy for financial institution. Involves fraud monitoring, strategy development, and loss optimization across debit card transactions.

Posted 5/22/2026full-timeJersey City • New Jersey • 🇺🇸 United StatesMid-LevelSenior💰 $100,000 - $135,000 per yearWebsite

Tech Stack

Tools & technologies

PythonSQL

About the role

Key responsibilities & impact

Design, optimize, and monitor debit card fraud strategies across: Card-present (CP) and card-not-present (CNP) transactions
Develop and fine-tune rules-based and score-based strategies to balance fraud losses, false positives, and customer experience
Drive fraud loss reduction initiatives while maintaining approval and customer satisfaction KPIs
Perform root-cause analysis on fraud spikes, emerging attack patterns, and vendor performance issues
Identify emerging fraud trends such as BIN attacks, merchant breaches, synthetic identity-linked debit misuse, etc.

Requirements

What you’ll need

3+ years of hands-on experience in Debit Card Fraud Strategy or Fraud Analytics
Strong understanding of US retail banking fraud landscape
Experience with authorization and post-authorization fraud strategies
Strong proficiency in MS Excel
Strong proficiency in SQL for large-scale data extraction
Hands-on experience with Python for analytics

Benefits

Comp & perks

For more information on benefits and what we offer please visit us at https://www.exlservice.com/us-careers-and-benefits

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

fraud strategiesrules-based strategiesscore-based strategiesroot-cause analysisdata extractionSQLPythondata analysisKPI managementfraud loss reduction

Soft Skills

customer experience managementproblem-solvinganalytical thinkingcommunicationinitiative