Senior Credit Product Specialist

EXL

Senior Credit Product Specialist focusing on credit card products at a leading financial services company. Overseeing features, managing onboarding, and ensuring compliance throughout the product lifecycle.

Posted 5/19/2026full-timeOakland • California • 🇺🇸 United StatesSenior💰 $130,000 - $160,000 per yearWebsite

About the role

Key responsibilities & impact

Support development of credit card product features and lifecycle design
Manage onboarding and account management frameworks
Review and maintain Product Requirement Documents (PRDs)
Bring SME in Credit Product launch and enablement – legal and compliance as well
Assist the execution team around prioritization and feature/product level controls and guardrails
Define backend data requirements, including data capture, storage, and usage
Establish customer communication flows (notifications, servicing, alerts)
Coordinate integration with customer support portal
Collaborate with technology and controls teams to ensure smooth product implementation
Support product build activities and ensure alignment with overall product strategy

Requirements

What you’ll need

At least 12 Years of Experience in credit risk product, particularly in credit cards/ commercial cards
Strong understanding of onboarding, servicing, and account lifecycle
Experience creating and managing PRDs
Strong track record of delivering against established goals and roadmaps.
Ability to translate business requirements into detailed product specifications
Experience working with cross-functional teams (tech, operations, compliance)
Analytical mindset with exposure to data and reporting tools

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account EXL Website LinkedIn All Job Openings 10,000+ employees 💰 $2M Venture Round on 2015-01 Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Senior Credit Product Specialist 🔥 1 hour ago 🏢🏡 Oakland – Hybrid 💵 $130k - $160k / year ⏰ Full Time 🟠 Senior 🪄 Product Specialist Apply Now Find Hiring Managers Customize resume + cover letter Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Support development of credit card product features and lifecycle design
Manage onboarding and account management frameworks
Review and maintain Product Requirement Documents (PRDs)
Bring SME in Credit Product launch and enablement – legal and compliance as well
Assist the execution team around prioritization and feature/product level controls and guardrails
Define backend data requirements, including data capture, storage, and usage
Establish customer communication flows (notifications, servicing, alerts)
Coordinate integration with customer support portal
Collaborate with technology and controls teams to ensure smooth product implementation
Support product build activities and ensure alignment with overall product strategy 🎯 Requirements
At least 12 Years of Experience in credit risk product, particularly in credit cards/ commercial cards
Strong understanding of onboarding, servicing, and account lifecycle
Experience creating and managing PRDs
Strong track record of delivering against established goals and roadmaps.
Ability to translate business requirements into detailed product specifications
Experience working with cross-functional teams (tech, operations, compliance)
Analytical mindset with exposure to data and reporting tools Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Senior IT Product Specialist – Application Packaging 🕒 February 25 Pacific Gas and Electric Company 10,000+ employees ⚡ Energy 👥 B2C 🤝 B2B Website LinkedIn All Job Openings IT Product Specialist Senior in Application Packaging enhancing Digital Employee Experience at PG&E. Delivering high quality technology solutions and collaborating with project teams while being flexible in location. 🏢🏡 Oakland – Hybrid 💵 $126k - $163k / year ⏰ Full Time 🟠 Senior 🪄 Product Specialist 🦅 H1B Visa Sponsor View More Product Specialist Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

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Hard Skills & Tools

credit risk productcredit cardscommercial cardsProduct Requirement Documentsdata capturedata storagedata usageproduct specificationsproduct build activitiesproduct strategy

Soft Skills

analytical mindsetcollaborationcommunicationprioritizationgoal deliverycross-functional teamworkcustomer communicationservicingaccount lifecycle managementexecution support