Field Insurance Inspector – Full-time

EXL

Field Insurance Inspector conducting virtual and onsite inspections for personal and commercial lines insurance. Analyzing replacement cost value and assessing risk for high value properties.

Posted 4/29/2026full-timeMassachusetts • 🇺🇸 United StatesMid-LevelSenior💰 $23 - $25 per hourWebsite

About the role

Key responsibilities & impact

Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
Determine square footage of the home through detailed measurements or by replicating available building plans
Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
Competed a detailed survey report write-up, including narrative assessments
Conduct underwriting surveys and loss control assessments on commercial businesses
Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
Document all hazards observed for underwriting, and make recommendations for risk improvement.
Complete a detailed survey report write-up, including narrative assessment

Requirements

What you’ll need

High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once, and handle time sensitive urgencies
Willingness to travel
High Value Survey or Commercial Survey experience appreciated

Benefits

Comp & perks

17 days paid vacation, plus 10 paid holidays
Competitive pay and benefits, including paid sick leave
Superb training program
Work from home when not in the field
Career advancement opportunities
Tuition Reimbursement Program
Excellent culture and team
$2,250 Joining Bonus!

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentreplacement cost estimationproperty surveyingdetailed measurementsnarrative report writingloss control assessmentsunderwriting surveyshazard documentationcommercial insurance evaluationsafety program assessment

Soft Skills

professionalismemotional intelligenceanalytical skillsresourcefulnesswritten communicationoral communicationproject managementtime managementinterpersonal skillsengagement with business owners