Product Owner – Digital Credit Card Platform

EXL

. Own and manage the product backlog end‑to‑end, including grooming, prioritization, and readiness for multiple release trains.

Posted 4/21/2026full-timeArizona, Florida, Ohio, Pennsylvania, Texas • 🇺🇸 United StatesMid-LevelSenior💰 $130,000 per yearWebsite

Tech Stack

Tools & technologies

CloudMicroservicesSQL

About the role

Key responsibilities & impact

Own and manage the product backlog end‑to‑end, including grooming, prioritization, and readiness for multiple release trains.
Translate credit‑card business objectives into clear technical product roadmaps, epics, and release plans.
Define epics, user stories, and acceptance criteria with strong technical depth, ensuring alignment with backend services, APIs, and data models.
Prioritize features and releases based on architectural dependencies, platform readiness, risk, and business value.
Act as the single point of accountability between engineering, architecture, API, data, and platform teams.
Drive decisions around API contracts, payload structures, service orchestration, canonical data models, and integration patterns.
Review and validate technical designs and process flows, ensuring feasibility and alignment to target architecture.
Partner closely with engineering leads and QA to ensure robust backend, API, and UI test coverage.
Proactively identify and remove technical dependencies, integration risks, and delivery blockers.
Validate releases post‑production using KPIs, system performance metrics, and data quality checks.
Clearly communicate technical and delivery trade‑offs to stakeholders and leadership.

Requirements

What you’ll need

5+ years of experience in digital banking / fintech, with hands‑on technical background (developer, senior engineer, or architect before moving into Product Ownership).
Strong experience in credit card platforms, including application lifecycle, onboarding, transactions, rewards, disputes, and fraud.
Proven experience owning backlogs and release prioritization in agile / scaled‑agile environments.
Deep understanding of:
API‑driven architectures (REST/JSON, microservices)
Backend systems and integration patterns
Data models and enterprise data platforms
End‑to‑end process flows across channels and systems
Ability to write and interpret SQL queries and analyze backend data to support decision‑making.
Strong command of technical concepts to effectively challenge designs and collaborate with engineers.
Excellent communication skills with the ability to bridge business requirements and engineering execution.
Nice to Have
Prior experience working on large‑scale digital banking or credit card transformation programs
Exposure to cloud‑native platforms, event‑driven architectures, or enterprise integration layers
Experience working in platform‑based product models rather than project‑based delivery

Benefits

Comp & perks

🌐 Worldwide ❌ Jobs You've Hidden ⭐️ Saved Jobs ✅ Applied Jobs ✉️ Email Alerts 👤 Account EXL Website LinkedIn All Job Openings 10,000+ employees 💰 $2M Venture Round on 2015-01 Choosing a digital partner is about more than capabilities — it’s about collaboration and character. Product Owner – Digital Credit Card Platform 🔥 1 hour ago 🏢🏡 null – Hybrid 💵 $130k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior ✅ Product Manager Apply Now Find Hiring Managers Customize resume for this job Report problem ☆ Save ☑️ Mark as applied ❌ Hide 📋 Description
Own and manage the product backlog end‑to‑end, including grooming, prioritization, and readiness for multiple release trains.
Translate credit‑card business objectives into clear technical product roadmaps, epics, and release plans.
Define epics, user stories, and acceptance criteria with strong technical depth, ensuring alignment with backend services, APIs, and data models.
Prioritize features and releases based on architectural dependencies, platform readiness, risk, and business value.
Act as the single point of accountability between engineering, architecture, API, data, and platform teams.
Drive decisions around API contracts, payload structures, service orchestration, canonical data models, and integration patterns.
Review and validate technical designs and process flows, ensuring feasibility and alignment to target architecture.
Partner closely with engineering leads and QA to ensure robust backend, API, and UI test coverage.
Proactively identify and remove technical dependencies, integration risks, and delivery blockers.
Validate releases post‑production using KPIs, system performance metrics, and data quality checks.
Clearly communicate technical and delivery trade‑offs to stakeholders and leadership. 🎯 Requirements
5+ years of experience in digital banking / fintech, with hands‑on technical background (developer, senior engineer, or architect before moving into Product Ownership).
Strong experience in credit card platforms, including application lifecycle, onboarding, transactions, rewards, disputes, and fraud.
Proven experience owning backlogs and release prioritization in agile / scaled‑agile environments.
Deep understanding of:
API‑driven architectures (REST/JSON, microservices)
Backend systems and integration patterns
Data models and enterprise data platforms
End‑to‑end process flows across channels and systems
Ability to write and interpret SQL queries and analyze backend data to support decision‑making.
Strong command of technical concepts to effectively challenge designs and collaborate with engineers.
Excellent communication skills with the ability to bridge business requirements and engineering execution.
Nice to Have
Prior experience working on large‑scale digital banking or credit card transformation programs
Exposure to cloud‑native platforms, event‑driven architectures, or enterprise integration layers
Experience working in platform‑based product models rather than project‑based delivery Apply Now 📊 Check your resume score for this job Improve your chances of getting an interview by checking your resume score before you apply. Check Resume Score Similar Jobs Senior Product Manager 🔥 9 hours ago WeaveGrid 51 - 200 ⚡ Energy ☁️ SaaS 🤝 B2B Website LinkedIn All Job Openings Senior Product Manager driving product strategy and execution for software applications, collaborating with clients and internal teams to launch and manage VPP Programs of DERs. 🏢🏡 San Francisco – Hybrid 💵 $130k - $200k / year 🔥 Funding within the last year 💰 Venture Round - WeaveGrid on 2025-09 ⏰ Full Time 🟠 Senior ✅ Product Manager Senior Manager, Product Management 🔥 11 hours ago Salesforce 10,000+ employees ☁️ SaaS 🤝 B2B 🤖 Artificial Intelligence Website LinkedIn All Job Openings Senior Manager of Product Management responsible for shaping Agentforce Process Intelligence at Salesforce. Leading product strategy and team, engaging with stakeholders, and defining success metrics. 🏢🏡 San Francisco – Hybrid 💵 $172.5k - $260.1k / year ⏰ Full Time 🟠 Senior ✅ Product Manager 🦅 H1B Visa Sponsor Senior Product Manager – Platform & Integrations 🔥 12 hours ago Headspace 501 - 1000 🧘 Wellness ⚕️ Healthcare Insurance 🤝 B2B Website LinkedIn All Job Openings Senior Product Manager focusing on B2B Platform & Integrations at Headspace. Responsible for defining and scaling platform capabilities to support employers and health plans. 🏢🏡 null – Hybrid 💵 $122k - $195k / year ⏰ Full Time 🟠 Senior ✅ Product Manager 🦅 H1B Visa Sponsor Senior Product Manager 🔥 14 hours ago Warner Bros. Discovery 10,000+ employees 📱 Media 📡 Telecommunications Website LinkedIn All Job Openings Senior Product Manager influencing account sharing monetization strategy for Max streaming app. Collaborating with cross-functional leaders and driving product vision and roadmap. 🏢🏡 New York City – Hybrid 💵 $119k - $221k / year ⏰ Full Time 🟠 Senior ✅ Product Manager EPMO Platforms & Automation – Product Owner 🔥 16 hours ago S&P Global 10,000+ employees 💸 Finance 🏢 Enterprise 🤖 Artificial Intelligence Website LinkedIn All Job Openings Product Owner for EPMO platform translating strategy into product roadmap at S&P Global. Driving automation and enhancing portfolio management processes in a hybrid work environment. 🏢🏡 New York City – Hybrid 💵 $91.8k - $141.5k / year ⏰ Full Time 🟡 Mid-level 🟠 Senior ✅ Product Manager View More Product Manager Jobs 🌐 Worldwide Built by Lior Neu-ner. I'd love to hear your feedback — Get in touch via DM or support@remoterocketship.com Search Search Jobs by country Search jobs by city Search jobs by job title Search entry-level jobs Search junior-level jobs Search senior-level jobs Search jobs by tech stack Search jobs by contract type Search remote internships Search remote part-time jobs Remote jobs Anywhere in the World Companies Hiring Anywhere in the World Companies Hiring Sales People Anywhere in the World Companies Hiring Software Engineers Anywhere in the World Resources Advice Tips for finding remote jobs Interview questions and answers Resume examples Cover letter examples Post a job Affiliates Privacy policy Terms of service Job board SEO course AI Apply Copilot OpenClaw job finder Jobs by Country Remote jobs anywhere in the world (Worldwide remote jobs) Remote jobs United States Remote jobs Australia Remote jobs Brazil Remote jobs Canada Remote jobs France Remote jobs Ireland Remote jobs Germany Remote jobs Netherlands Remote jobs Spain Remote jobs UK Popular Jobs Remote data analyst jobs Remote customer support jobs Remote executive assistant jobs Remote marketing jobs Remote product designer jobs Remote product manager jobs Remote project manager jobs Remote recruiter jobs Remote sales jobs Remote software engineer jobs Jobs by Type Remote full-time jobs Remote part-time jobs Remote contract jobs Remote internship jobs Remote entry-level jobs Remote jobs with no experience required Remote junior jobs (1-3 years of experience) Digital nomad jobs Remote jobs with no degree required Freelance remote jobs Temporary remote jobs Remote jobs hiring now Stay at home mom jobs

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Hard Skills & Tools

API-driven architecturesRESTJSONmicroservicesSQLbackend systemsdata modelsenterprise data platformsrelease prioritizationagile

Soft Skills

communication skillscollaborationproblem-solvingstakeholder managementtechnical depthdecision-makingaccountabilityprioritizationrisk managementfeasibility assessment