Field Insurance Inspector
EXL
full-time
Posted on:
Location Type: Hybrid
Location: San Mateo • California • 🇺🇸 United States
Visit company websiteSalary
💰 $23 - $25 per hour
Job Level
Mid-LevelSenior
About the role
- Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies to analyze replacement cost value and to assess risk.
- Conduct property surveys on high value homes, documenting the construction materials, workmanship and special features of structure
- Determine square footage of the home through detailed measurements or by replicating available building plans
- Generate an estimate replacement cost based on industry calculators, EXL resources and your personal findings at the home
- Observe and assess physical and liability hazards to the property, including natural hazards such as wildfire and hurricane exposure. Document all such hazards for underwriting, including recommendations for risk improvement.
- Complete a detailed survey report write-up, including narrative assessments
- Conduct underwriting surveys and loss control assessments on commercial businesses
- Observe and evaluate risk for various commercial insurance lines of business including Property, General Liability, Workers Compensation and Auto/Fleet.
- Engage business owner to discuss and ascertain corporate safety culture, loss history, risk management controls and maturity of company safety programs
- Document all hazards observed for underwriting, and make recommendations for risk improvement.
- Complete a detailed survey report write-up, including narrative assessment
Requirements
- High-degree of professionalism and emotional intelligence
- Strong analytical skills and resourcefulness
- Solid aptitude for risk assessment and replacement cost
- Excellent written and oral communications
- Proficiency with computer equipment and software
- Ability to manage multiple projects at once, and handle time sensitive urgencies
- Willingness to travel
- High Value Survey or Commercial Survey experience appreciated
Benefits
- 17 days paid vacation, plus 10 paid holidays
- Competitive pay and benefits, including paid sick leave
- Superb training program
- Work from home when not in the field
- Career advancement opportunities
- Tuition Reimbursement Program
- Excellent culture and team
- $2,250 Joining Bonus!
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills
risk assessmentreplacement cost estimationproperty surveyingdetailed measurementsnarrative report writingloss control assessmentsunderwriting surveyshazard documentationcommercial insurance evaluationsafety program assessment
Soft skills
professionalismemotional intelligenceanalytical skillsresourcefulnesswritten communicationoral communicationproject managementtime managementinterpersonal skillsengagement with business owners