Salary 💰 $125,000 - $145,000 per year
About the role Manages the overall engagement with team of 4-5 members Expected to be 50% individual contributor, handling coding, Excel modeling and deck preparation Ability to deliver clear, structured, and concise summaries of complex situations for senior stakeholders Consulting-style articulation is essential – distilling what happened, why it matters, and what actions are recommended Strong emphasis on credit policy integration, ensuring recommendations align with established frameworks. Skilled in synthesizing key insights into crisp narratives and executive-ready presentations Translate credit policy decisions into portfolio forecasts Should be conversant with maturation, impact of policy change on loss trajectory Project and track actuals, explaining variances against the forecast including underlying drivers of change Work with a range of models, including vintage-driven, stochastic and challenger orthogonal models Requirements Strong proficiency in vintage models, roll rate models, and stochastic time series models Must work in office atleast 4 days a week – Wilmington, DE preferred, NYC alternate US credit cards experience in credit risk Credit cards policy experience (Acquisition credit policy preferred, ECM acceptable) Hands-on coding in Python & SQL Copy Applicant Tracking System Keywords Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard skills Python SQL vintage models roll rate models stochastic time series models Excel modeling deck preparation portfolio forecasting credit policy integration credit risk
Soft skills team management clear communication structured thinking consulting-style articulation synthesis of insights presentation skills analytical thinking stakeholder engagement problem-solving adaptability