Field Insurance Inspector

EXL

Field Insurance Inspector conducting residential and commercial property surveys for EXL’s insurance analytics business. Assessing replacement costs, hazards, and underwriting risks across San Mateo.

Posted 9/9/2026full-timeSan Mateo • California • 🇺🇸 United StatesMid-LevelSenior💰 $23 - $25 per hourWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in conducting inspections and risk assessments for high-value homes and commercial businesses, with a strong focus on replacement cost analysis and effective communication with stakeholders. Proficient in generating detailed survey reports and evaluating risks across various insurance lines.

Highest-signal resume keywords

Risk AssessmentReplacement Cost AnalysisSurvey Report GenerationAnalytical SkillsProfessionalism

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentReplacement Cost AnalysisSurvey Report GenerationDetailed MeasurementsInsurance Lines EvaluationCommercial Hazards DocumentationIndustry Calculators ProficiencyConstruction Materials DocumentationLoss-Control AssessmentsUnderwriting Surveys

Soft Skills

Emotional IntelligenceAnalytical SkillsTime ManagementCommunication SkillsProfessionalism

Tools & Technologies

EXL ResourcesComputer EquipmentSoftware Proficiency

Industry Keywords

High-Value HomesCommercial Lines InsuranceProperty InsuranceGeneral LiabilityWorkers CompensationAuto/Fleet InsuranceRisk ManagementSafety CultureNatural HazardsClient Site Inspections

About the role

Key responsibilities & impact

Conduct virtual and onsite inspections of high-value homes and small businesses for personal and commercial lines insurance companies
Analyze replacement cost value and assess risk
Demonstrate professionalism and expertise to agents, policyholders, business assistants, and other stakeholders
Complete the required number of surveys each month to achieve personal revenue production goals
Complete special projects assigned by the manager
Document construction materials, workmanship, and special features of high-value homes
Determine home square footage through detailed measurements or building plans
Generate replacement-cost estimates using industry calculators, EXL resources, and inspection findings
Assess physical, liability, wildfire, hurricane, and other natural hazards and recommend risk improvements
Complete detailed survey reports with narrative assessments
Conduct underwriting surveys and loss-control assessments on commercial businesses
Evaluate risks across Property, General Liability, Workers Compensation, and Auto/Fleet insurance lines
Discuss safety culture, loss history, risk-management controls, and safety-program maturity with business owners
Document commercial hazards and recommend risk improvements

Requirements

What you’ll need

High degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once and handle time-sensitive urgencies
Willingness to travel
High Value Survey or Commercial Survey experience appreciated
Daily travel to client sites in the San Mateo, California area
Bachelor's degree stated in the posting profile

Benefits

Comp & perks

Competitive pay and benefits, including paid sick leave
Superb training program
Work from home when not in the field
Career advancement opportunities
Tuition Reimbursement Program
Excellent culture and team
$1,125 Joining Bonus
Uncapped production-based incentive pay
Home-office-based work arrangement