Field Insurance Inspector

EXL

Field Insurance Inspector assessing replacement costs and risks for EXL’s residential and commercial insurance survey business. Conducting home-office-based field inspections and detailed underwriting reports around Sacramento.

Posted 9/9/2026full-timeSacramento • California • 🇺🇸 United StatesMid-LevelSenior💰 $23 - $25 per hourWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in conducting property surveys and risk assessments for high value homes and commercial businesses, utilizing strong analytical skills and proficiency in generating replacement cost estimates. Exhibits high professionalism and emotional intelligence while managing multiple projects and communicating effectively with stakeholders.

Highest-signal resume keywords

Risk AssessmentReplacement Cost EstimationProperty SurveyingAnalytical SkillsProfessionalism

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Risk AssessmentReplacement Cost EstimationProperty SurveyingUnderwriting SurveysLoss Control AssessmentsDetailed ReportingConstruction Material AnalysisSquare Footage MeasurementHazard AssessmentCommercial Survey Experience

Soft Skills

Emotional IntelligenceAnalytical SkillsTime ManagementCommunication SkillsProfessionalism

Tools & Technologies

Industry CalculatorsEXL ResourcesComputer EquipmentSurvey Software

Industry Keywords

High Value HomesCommercial Lines InsurancePersonal Lines InsuranceRisk ManagementSafety CultureLiability RisksNatural HazardsWorkers CompensationAuto/Fleet Risks

About the role

Key responsibilities & impact

Conduct virtual and onsite inspections of high value homes and small businesses for personal and commercial lines insurance companies
Analyze replacement cost value and assess risk
Demonstrate professionalism and expertise to agents, policyholders, business assistants, and other stakeholders
Complete the requisite number of surveys each month to achieve personal revenue production goals
Complete other special projects as assigned by the manager
Conduct property surveys on high value homes, documenting construction materials, workmanship, and special features
Determine home square footage through detailed measurements or available building plans
Generate replacement cost estimates using industry calculators, EXL resources, and personal findings
Assess physical, liability, wildfire, hurricane, and other natural hazards; document hazards and recommend risk improvements
Conduct underwriting surveys and loss control assessments on commercial businesses
Evaluate Property, General Liability, Workers Compensation, and Auto/Fleet risks
Discuss safety culture, loss history, risk management controls, and safety program maturity with business owners
Complete detailed survey reports with narrative assessments

Requirements

What you’ll need

Bachelor's Degree
High-degree of professionalism and emotional intelligence
Strong analytical skills and resourcefulness
Solid aptitude for risk assessment and replacement cost
Excellent written and oral communications
Proficiency with computer equipment and software
Ability to manage multiple projects at once and handle time sensitive urgencies
Willingness to travel
High Value Survey or Commercial Survey experience appreciated

Benefits

Comp & perks

Competitive pay and benefits, including paid sick leave
Superb training program
Work from home when not in the field
Career advancement opportunities
Tuition Reimbursement Program
Excellent culture and team
$1,125 Joining Bonus
Uncapped production-based incentive pay
Opportunity to regularly visit beautiful high-end custom homes in the most affluent locations in the service area