Earnest

Senior Product Manager – Lending Conversion

Earnest

full-time

Posted on:

Location Type: Remote

Location: Remote • 🇺🇸 United States

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Job Level

Senior

About the role

  • Own conversion funnel strategy across all lending products, from top of funnel through funded loan.
  • Drive loan originations by identifying and delivering funnel improvements that increase application starts, completions, and funding rates.
  • Simplify and reimagine the borrower journey through automation, new data sources, personalization, and segmentation.
  • Run funnel experiments that optimize borrower experience and uncover scalable levers for growth.
  • Leverage LLMs and AI to create innovative, data-driven borrower experiences and streamlined workflows.
  • Collaborate closely with engineering, design, analytics, marketing, operations, and credit to deliver results.
  • Use both qualitative insights and quantitative data to uncover borrower needs, validate hypotheses, and measure impact.
  • Define, track, and deliver against funnel KPIs (conversion rates, drop-off points, time to fund, NPS, etc.) and business outcomes (loan volume, unit economics).
  • Ensure funnel initiatives meet compliance and regulatory requirements.
  • Communicate strategy, progress, and learnings to stakeholders across the company.

Requirements

  • 5+ years of product management experience, with a track record of end-to-end ownership and results.
  • 3+ years in lending products
  • 3+ years in fintech (can be overlapping with the above).
  • A builder’s mindset—hands-on, comfortable with ambiguity, and skilled at turning big ideas into clear, achievable plans.
  • Strong product instincts backed by data fluency—use metrics, experimentation, and customer insights to guide decisions.
  • Excellent communication and storytelling skills—align teams, influence stakeholders, and make complexity easy to understand.
  • A natural collaborator who thrives in cross-functional settings and builds strong partnerships across product, engineering, design, analytics, and business teams.
  • A passion for solving real problems for real people—and for making financial products simpler, more transparent, and more effective.
Benefits
  • Health, Dental, & Vision benefits plus savings plans
  • Mac computers + work-from-home stipend to set up your home office
  • Monthly internet and phone reimbursement
  • Employee Stock Purchase Plan
  • Restricted Stock Units (RSUs)
  • 401(k) plan to help you save for retirement plus a company match
  • Robust tuition reimbursement program
  • $1,000 travel perk on each Earnie-versary to anywhere in the world
  • Competitive days of annual PTO
  • Competitive parental leave

ATS Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
product managementdata analysisfunnel optimizationKPI trackingautomationpersonalizationsegmentationexperimentationdata-driven decision makingcompliance
Soft skills
communicationstorytellingcollaborationproblem-solvinginfluencingcross-functional teamworkadaptabilitystrategic thinkingcustomer insightsbuilder's mindset
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