Perform qualitative and quantitative analyses to inform credit strategies across loan approvals, pricing, servicing, and collections
Track and analyze loan portfolio performance to identify emerging risks, trends, and opportunities for optimization
Test and evaluate credit risk controls, identify gaps, and recommend improvements to strengthen risk mitigation
Monitor and report on key risk metrics and KPIs, including investigation of compliance and credit risk gaps
Partner cross-functionally with Product, Operations, Compliance, and Engineering to implement and validate credit policies and workflows

Requirements

2+ years of experience in credit risk or a data-centric analytical role (e.g., financial modeling, consulting, pricing, or risk analytics)
Bachelor’s degree in a quantitative field such as Economics, Finance, Engineering, or a related discipline
Strong SQL skills and experience working with large datasets in an analytical environment
High attention to detail with the ability to synthesize and communicate complex analyses clearly
Demonstrated critical thinking, problem-solving skills, and comfort working on multiple projects under tight deadlines

Benefits

Health, Dental, & Vision benefits plus savings plans
Mac computers + work-from-home stipend to set up your home office
Monthly internet and phone reimbursement
Employee Stock Purchase Plan
Restricted Stock Units (RSUs)
401(k) plan to help you save for retirement plus a company match
Robust tuition reimbursement program
$1,000 travel perk on each Earnie-versary to anywhere in the world
Competitive days of annual PTO
Competitive parental leave

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills & Tools

credit risk analysisfinancial modelingdata analysisSQLquantitative analysisrisk analyticscredit strategiesportfolio performance trackingrisk mitigationKPI monitoring

Soft Skills

attention to detailcritical thinkingproblem-solvingcommunicationsynthesis of complex analysestime managementcollaborationadaptabilityproject managementcross-functional partnership