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Differential

Lead Engineer, FinTech

Differential

Lead Engineer building scalable FinTech and payment systems for Differential’s Apollos church technology platform. Designing APIs, integrations, and distributed services while guiding technical direction.

Posted 8/19/2026full-timeRemote • 🇺🇸 United StatesSeniorWebsite

Core Competencies

Role fit
Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in building and scaling production payments software, with a strong focus on backend architecture, APIs, and financial integrations. Capable of translating business requirements into technical solutions while maintaining high standards of code quality and system reliability.

Highest-signal resume keywords
Payments Software DevelopmentBackend ArchitectureTypeScript/Node.jsAPI IntegrationFinancial Services Experience

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills
Software EngineeringAPI DevelopmentDatabase ManagementDebuggingProblem SolvingPayment FlowsTransaction ProcessingWebhooksCloud InfrastructureReact/React Native
Soft Skills
Effective CommunicationSelf-MotivatedCuriosityCollaborationMentoring
Tools & Technologies
GraphQLPostgreSQLBasecampSlackAI Tools
Industry Keywords
FinTechPaymentsBankingFinancial ServicesTransaction-Heavy Systems

Tech Stack

Tools & technologies
CloudDistributed SystemsGraphQLJavaScriptNode.jsPostgresReactReact NativeTypeScript

About the role

Key responsibilities & impact
  • Own the technical design and implementation of complex FinTech and payment-related systems
  • Make architectural decisions and establish engineering standards and patterns
  • Build and maintain APIs, integrations, services, and data systems
  • Design, code, review, debug, test, document, and ship software
  • Solve problems involving payments, financial data, transactions, reconciliation, and third-party integrations
  • Partner with Product and Engineering leadership to translate business requirements into technical solutions
  • Identify technical risks and improve reliability, scalability, security, and performance
  • Mentor and influence engineers through code reviews and technical guidance
  • Maintain detailed payment-system architecture documentation
  • Identify and explicitly handle payment-system edge cases
  • Maintain payment-system regression detection and uptime detection systems
  • Translate sketches, wireframes, and high-fidelity mockups into web and mobile applications
  • Deliver approachable, modern, tested, maintainable, and documented code
  • Work closely with product and engineering teams
  • Maintain development workflow using team tooling
  • Communicate via Basecamp, Slack, and video calls
  • Incorporate feedback and execute with quality and speed in an ambiguous environment
  • Use modern AI-powered techniques and approaches

Requirements

What you’ll need
  • 7+ years of professional software engineering experience
  • Strong experience building and scaling production payments software
  • Deep understanding of backend architecture, APIs, databases, and distributed systems
  • Experience in FinTech, payments, banking, financial services, or transaction-heavy systems
  • Strong understanding of payment flows, transaction processing, webhooks, reconciliation, or financial integrations
  • Experience integrating third-party APIs and services such as payment processors, banks, or financial platforms
  • Strong experience with TypeScript/Node.js, GraphQL, PostgreSQL, and modern cloud infrastructure
  • Comfortable working across the stack, including React/React Native
  • Strong architectural instincts and pragmatic technical tradeoffs
  • Excellent debugging and problem-solving skills
  • Comfortable operating with a high degree of ownership and autonomy
  • Passion for the whole product process
  • Ability to use an iterative process to maintain momentum and continuously deliver valuable working software
  • Ability to leverage AI tools while observing and enforcing sound engineering principles
  • Effective communication with clients and teammates
  • Self-motivated, quick, and relentless learner
  • Curiosity about technology and its impact
  • Ability to take ownership and responsibility
  • Ability to collaborate on meaningful problems
  • Must be based in the United States
  • Must be available during standard business hours for internal and external meetings
  • Legally authorized to work in the United States
  • Must answer application questions and provide a CV or resume

Benefits

Comp & perks
  • Flexible vacation
  • Remote work
  • Flexible working hours
  • Opportunity to work on meaningful projects
  • Free and flexible culture
  • Professional autonomy and ownership
  • Equal opportunity employment