Credit Analyst
Deutsche Börse
full-time
Posted on:
Location Type: Office
Location: Prague • Czech
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About the role
- Assess the creditworthiness of a diverse range of counterparties and collateral issuers.
- Provide timely, well‑reasoned credit recommendations to management.
- Analyze clients’ credit needs with the objective of enabling efficient settlement.
- Conduct comprehensive credit research and market intelligence to build strong knowledge of assigned counterparties.
- Prepare annual credit reviews as well as ad‑hoc credit assessments for counterparties.
- Recommend the onboarding of new clients and propose appropriate credit limits.
- Evaluate collateral eligibility criteria, identify data-quality gaps, and propose enhancements to improve robustness and consistency.
- Contribute to the review, enhancement, and development of internal procedures, and guidelines.
- Support the maintenance, design, testing, and implementation of new and existing credit tools and systems.
- Review and assess the impact of new regulations and supervisory guidelines on the credit business.
- Participate in credit-related projects and respond to ad‑hoc requests from management and stakeholders.
- Provide support and knowledge-sharing to other team members.
Requirements
- University degree in Business, Accounting, Banking & Finance, Economics, or a related field.
- 3–5 years of relevant professional experience.
- Strong analytical capabilities, supported by hands-on experience in credit analysis for banks or other financial institutions.
- Solid understanding of financial instruments across asset classes.
- Ability to work both independently and collaboratively within a multicultural and international environment.
- Strong resilience, with the ability to manage multiple tasks and deliver under pressure.
- Confidence and credibility to present well‑reasoned and accurate credit recommendations to senior management.
- Highly motivated, proactive, and willing to take on ad‑hoc assignments.
- Excellent command of English; additional languages are considered an asset.
- Strong communication skills and ability to work effectively across functions and business lines.
- Proficiency in MS Office applications.
Benefits
- Health insurance
- Retirement plans
- Paid time off
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysisfinancial instrumentscredit recommendationscredit researchdata-quality assessmentcredit toolsmarket intelligencecollateral eligibility evaluationcredit reviewsregulatory impact assessment
Soft Skills
analytical capabilitiesindependent workcollaborative workresiliencetask managementpresentation skillsmotivationproactivitycommunication skillsknowledge-sharing