
Community Reinvestment Act Loan Officer
Dedham Savings
full-time
Posted on:
Location Type: Hybrid
Location: Dedham • Massachusetts • United States
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Salary
💰 $50,000 per year
About the role
- Represent Dedham Savings as a Community Reinvestment Act Loan Officer in the dedicated assessment area.
- Establish and maintain relationships with realtors, housing authorities, and non-profit agencies.
- Assist customers in securing mortgage loans and down payment assistance.
- Administer the loan origination process.
- Attract new loan prospects and referral sources.
- Originate mortgage loans focusing on minority and low-to-moderate income borrowers.
- Meet local realtors and organizations to establish referral networks.
- Conduct first-time homebuyer seminars and events.
- Assist with lead generation for community development loans.
- Communicate effectively with customers and vendors throughout the lending process.
Requirements
- Associate’s degree or its equivalent through specialized coursework and training.
- Five – ten years of sales experience within a lending environment.
- Strong sales ability.
- Good working knowledge of residential lending.
- Excellent communication and organizational skills.
- Knowledge of mortgage guidelines (FNMA/FHLMC/MHFA).
- Excellent communication skills and personality oriented toward sales.
- Ability to organize time and work independently and to cooperate as a team member.
- Knowledge of HMDA and CRA regulations.
- Prior experience reviewing transactions and filing documentation for compliance with applicable regulations.
Benefits
- Medical
- Dental
- Vision
- Flexible Spending
- Tuition Reimbursement
- Childcare Subsidy Reimbursement
- Retirement
- Life Insurance
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
loan originationmortgage loansdown payment assistancelead generationsales experienceresidential lendingtransaction reviewdocumentation filing
Soft Skills
strong sales abilityexcellent communication skillsorganizational skillstime managementteam collaboration
Certifications
Associate’s degree