Senior Underwriting Analyst – Life and Credit Life

Daycoval Seguros

Analista de Subscrição Sr analyzing insurance proposals and assessing risks at Daycoval Seguros in São Paulo. Monitoring portfolio quality and compliance with guidelines.

Posted 6/24/2026full-timeSão Paulo • 🇧🇷 BrazilSeniorWebsite

About the role

Key responsibilities & impact

Analyze Life and Credit Life insurance proposals in accordance with underwriting policy.
Assess individual and group risks within established authority limits.
Perform calculations, classifications and validations for policy issuance.
Support the definition of commercial and technical conditions.
Monitor portfolio quality and underwriting indicators.
Act on fraud prevention and resolve data inconsistencies.
Interact with brokers, partners, banks and internal areas to resolve requests.
Prepare management reports and portfolio analyses.
Support reviews of products, processes and underwriting rules.
Ensure compliance with internal policies and applicable regulations.

Requirements

What you’ll need

Bachelor’s degree in Business Administration, Economics, Actuarial Science, Engineering or related fields.
Experience in Life insurance, Credit Life or mass-market insurance products.
Experience with risk concepts, underwriting and claims.
Knowledge of Power BI and insurance systems is desirable.
Organized and detail-oriented.
Analytical skills.
Agility in decision-making.
Focus on quality and productivity.
Good communication skills.
Ability to work in a team.

Benefits

Comp & perks

🍽️ Meal allowance of R$ 1,146.57 (Alelo);
🛒 Food allowance of R$ 917.26 (Alelo);
🏥 Health plan - Bradesco Saúde (copayment model);
🦷 Dental plan - Bradesco Saúde (copayment model);
❤️ Life insurance - MetLife;
📄 Private pension 1-1 (optional);
👶 Childcare/babysitter allowance;
🎂 Birthday day off;
💲 Union PLR (profit-sharing);
🏋🏽 Totalpass.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

risk assessmentunderwritingpolicy issuancecalculationsclassificationsfraud preventiondata validationportfolio analysiscomplianceinsurance products

Soft Skills

organizeddetail-orientedanalytical skillsagility in decision-makingfocus on qualityproductivitycommunication skillsteamwork

Certifications

Bachelor’s degree in Business AdministrationBachelor’s degree in EconomicsBachelor’s degree in Actuarial ScienceBachelor’s degree in Engineering