Credit Solutions Advisor – Private Banking
coni+partner AG
full-time
Posted on:
Location Type: Hybrid
Location: Zürich • Switzerland
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About the role
- Analyse and develop tailored financing solutions for international private banking clients
- Evaluate both standard and complex/unusual loans
- Assess loan applications for mortgages and Lombard loans
- Process approval documentation and authorize loan agreements
- Advise Relationship Managers on credit structuring and credit solutions, including unit‑linked insurance products
- Independently handle and execute complex credit transactions
- Present credit risk exposures to senior management, perform viability/affordability analyses and other due‑diligence reviews
- Analyse loan collateral, including portfolio analysis, approval and review of loan‑to‑value ratios
- Ensure compliance with regulatory requirements
- Maintain legal documentation and prepare bespoke documentation when required, in cooperation with Legal & Compliance
- Regularly review mortgages, property valuations and registration procedures
- Set up credit monitoring tools and perform regular monitoring, oversight and control of credit risk, including margin management and enforcement of relevant policies.
Requirements
- Degree or professional qualification in banking or finance
- Knowledge of a bank’s mortgage and Lombard lending businesses
- Ability to understand clients’ commercial and credit situations
- Analytical mindset
- Critical and independent risk assessment skills
- Ability to defend credit standards robustly while remaining solution‑oriented and entrepreneurial
- Ability to work accurately under tight deadlines and to high quality standards
- Ability to multitask
- Strong IT aptitude and advanced proficiency with MS Office, especially Excel and PowerPoint
- Excellent communication and interpersonal skills
- Fluent in German (C1/C2) and English
Benefits
- Flexible working hours
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit structuringcredit solutionsloan applicationsmortgagesLombard loanscredit transactionscredit risk assessmentviability analysisaffordability analysisloan collateral analysis
Soft Skills
analytical mindsetcritical risk assessmentsolution-orientedentrepreneurial mindsetaccuracy under deadlinesmultitaskingcommunication skillsinterpersonal skills
Certifications
degree in bankingdegree in financeprofessional qualification in bankingprofessional qualification in finance