Coinbase

Product Counsel, Financial Services – Loyalty

Coinbase

full-time

Posted on:

Location Type: Remote

Location: United States

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Salary

💰 $183,855 - $216,300 per year

Tech Stack

About the role

  • Join and contribute to a best-in-class crypto product legal team, embedded with the Financial Services & Loyalty team within our Consumer business.
  • Integrate into the day-to-day operations of Coinbase Product, providing legal, business and strategic advice. Look around corners and creatively solve problems for the business as they plan, build, and execute on their product roadmap.
  • Provide full product life-cycle counseling, from ideation and development to launch, operation and sunset.
  • Ensure product compliance with applicable U.S. and international laws and regulations, in close collaboration with colleagues in Legal and the Compliance team.
  • Identify issues that may fall outside your expertise, driving resolution by partnering with other members of the Coinbase legal team and with outside counsel.
  • Work cross-departmentally, including with stakeholders such as Compliance, Communications, Finance, Tax, Security, Enterprise Risk Management, Data, Analytics, and Corporate Development.
  • Respond promptly to a wide range of complex legal requests and coordinate closely with Legal department colleagues to ensure the swift delivery of smart, practical advice.
  • Operate in a fast paced, demanding environment and pivot quickly to meet leadership's needs.
  • Recognize priority initiatives and effectively manage your clients and your advice to scale your advice and provide the right level of guidance for request at hand.

Requirements

  • Currently licensed in a U.S. state. J.D. or equivalent with 5+ years of legal experience, preferably with in-house experience with a consumer financial services business, a fintech or crypto/blockchain company.
  • You have experience counseling product and engineering teams in connection with launching regulated financial / banking products and services in the fintech space, and have a clear understanding of the legal underpinnings supporting these products.
  • You have a solid grasp of consumer financial services regulations and governmental agencies (Reg E, BSA, State MTLs, SEC, CFTC, FDIC, FinCEN, etc.), as well as familiarity with consumer services and internet regulations and agencies (UDAP/UDAAP, CDA 230, Privacy/GDPR)
  • You are well-versed in Anti Money Laundering (AML)/Know-your-customer (KYC) requirements, and regulated e-money and money transmission obligations under banking laws.
  • You have proven problem-solving, communication and interpersonal skills.
  • You exercise excellent legal judgment with analytic rigor, prudential risk assessment, and a balance of realizable creativity and pragmatism.
  • You are comfortable with risk-adjusted thinking, and can understand when interpretive flexibility is warranted.
  • You are team-oriented and collaborative, you bring cross-departmental colleagues to the table, and build your practice to enable your clients to successfully build and launch crypto products at Coinbase.
Benefits
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Applicant Tracking System Keywords

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Hard Skills & Tools
J.D.legal experienceproduct life-cycle counselingregulatory compliancefinancial services regulationsAnti Money Laundering (AML)Know-your-customer (KYC)risk assessmentproblem-solvinganalytical skills
Soft Skills
communicationinterpersonal skillsteam-orientedcollaborativecreativitypragmatismadaptabilityclient managementstrategic thinkingleadership
Certifications
licensed attorney