Portfolio Monitoring Analyst – Credit Admin

CNB Bank

Portfolio Monitoring Analyst at CNB Bank ensuring timely review and analysis of commercial loans. Collaborating with teams to safeguard portfolio quality and identify emerging risks.

Posted 4/28/2026full-timeClearfield • Pennsylvania • 🇺🇸 United StatesJuniorMid-LevelWebsite

About the role

Key responsibilities & impact

Assess ongoing credit risk in the bank's commercial loan portfolio through the timely review of assigned loans.
Test all financial covenants required for assigned loans in the commercial portfolio and determine compliance based on parameters set forth in the executed loan documents.
Upon receipt of required financial statements from the customer, update spreads within the bank’s loan origination system.
Identify any deviations from agreed upon performance metrics and raise credit concerns to all related business partners.
Collaborate with business partners to ensure appropriate usage of performance covenants and accurate documentation of calculation verbiage.

Requirements

What you’ll need

Bachelor’s degree from a four-year college or university in the area of business, accounting, finance or other related field and 2 or more years of commercial credit analysis or commercial lending experience preferred.
Strong professional communication skills, both written and verbal, with the ability to effectively communicate with teammates, business partners, management, and other bank personnel.
Ability to read, comprehend and analyze general business periodicals, professional journals, financial reports, policy and procedure documents, job-related training materials, and commercial loan documentation.
Ability to utilize telephone systems and possess good digital literacy including email, internet and intranet use.
Prior experience or the ability to learn core transaction system, digital imaging system, loan origination system, Microsoft Office programs, and any other computer programs pertinent to performing job duties.
Possess a solid foundation in mathematical and analytical skills in relation to evaluating financial information.
Exhibit skills in analytical, quantitative, and deductive reasoning, critical thinking, problem solving, decision-making and attention to detail.
Ability understanding and carry out instructions furnished in written, oral, or diagram form.

Benefits

Comp & perks

Medical, Dental, Vision & Life Insurance
401K with company match
Paid Time Off & Recognized Holidays
Leave policies
Voluntary Benefit Options (Life, Accident, Critical Illness, Hospital Indemnity & Pet)
Employee Assistance Program
Employee Health & Wellness Program
Special Loan and Deposit Rates
Gradifi Student Loan Paydown Plan
Rewards & Recognition Programs and much more! Eligibility requirements apply.

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

commercial credit analysiscommercial lendingfinancial analysiscredit risk assessmentperformance metrics evaluationfinancial covenant testingmathematical skillsanalytical skillsquantitative reasoningproblem solving

Soft Skills

professional communicationwritten communicationverbal communicationcritical thinkingattention to detaildecision-makingdeductive reasoningcollaborationability to follow instructionsorganizational skills