Product Manager – Banking

Clera

Product Manager driving the core banking experience for fintech company. Overseeing strategy and execution for deposit accounts, money movement, and more.

Posted 8/1/2026full-timeNew York City • New York • 🇺🇸 United StatesSeniorLead💰 $160,000 - $180,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

Use this summary to align your resume positioning with the role.

Demonstrates expertise in product management for core banking products, with a strong focus on customer-facing features, regulatory compliance, and data-driven decision-making. Proven ability to collaborate with engineering and design teams to deliver secure and reliable financial solutions.

Highest-signal resume keywords

Product Management ExperienceBanking Product KnowledgeRegulatory Compliance ExpertiseData Analysis SkillsCustomer-Facing Product Development

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills

Product StrategyRoadmap DevelopmentProduct Specification WritingSuccess Metrics DefinitionPayments ProcessingMoney Movement FlowsRisk ManagementFraud PreventionCustomer ResearchCohort Analysis

Soft Skills

CollaborationAnalytical ThinkingEffective CommunicationProblem SolvingStakeholder Management

Industry Keywords

FintechFinancial ServicesBankingPaymentsACHWiresTransfersBill PayCard ProgramsRegulated Environment

Tech Stack

Tools & technologies

Ruby on Rails

About the role

Key responsibilities & impact

Own the strategy, roadmap, and execution for core banking products — including deposit accounts, money movement, cards, and the underlying program infrastructure
Lead the end-to-end experience for account opening, funding, deposits, and money-movement flows (ACH, wires, transfers, bill pay, and card transactions)
Partner closely with Engineering on the ledger, payments rails, and card systems that power those flows
Run a rigorous, cohort-based discovery process grounded in customer research and usage data to surface the highest-impact opportunities
Write clear, detailed product specs; define success metrics; and ship reliable, secure features on a predictable cadence with Engineering and Design
Embed risk, fraud, security, and regulatory requirements into the product process from day one — partnering with Risk, Compliance, and Legal at every stage
Manage product relationships and integrations with banking partners and key third-party vendors
Define and track product metrics across activation, engagement, retention, multi-product adoption, and reliability

Requirements

What you’ll need

7+ years of progressive product management experience owning complex, technical, or platform products — specifically in fintech, financial services, banking, or payments
Demonstrable track record of shipping customer-facing products in a high-growth, regulated environment involving money movement, payments, cards, deposits, or other financial infrastructure
Hands-on experience with end-to-end banking product areas: deposits, money movement rails (ACH, wires, transfers, bill pay), onboarding/account opening flows, and card programs
Strong understanding of banking and fintech fundamentals, including security, fraud prevention, and regulatory considerations
Proven ability to write clear product specs and partner effectively with Engineering and Design to ship features
Strong analytical skills with fluency in product and cohort data; ability to define and track meaningful success metrics
Experience partnering with Risk, Compliance, and Legal to ship within regulatory constraints
Bachelor's degree in business, engineering, finance, or a related field (or equivalent practical experience)
Must be authorized to work in the United States — visa sponsorship is not available for this role

Benefits

Comp & perks

Competitive equity and benefits package