FREE ACCESS
5,000–10,000 jobs/day
See all jobs on JobTailor
Search thousands of fresh jobs every day.
Discover
- Fresh listings
- Fast filters
- No subscription required
Create a free account and start exploring right away.
Director Product Management – Risk Management
CentivoDirector of Product Management at Centivo overseeing stop loss and captive products. Leading lifecycle, strategy, and market alignment for innovative risk management solutions.
About the role
Key responsibilities & impact- Own the full lifecycle of Centivo's stop loss and captive product offerings — from program structure and feature design through launch, iteration, and ongoing performance management.
- Define and maintain product specifications for specific stop loss coverage, aggregate stop loss, and captive arrangements, ensuring terms, attachment points, and program features are competitive and financially sound.
- Lead the evaluation and design of level funding, minimum premium, and partial self-funding structures as differentiated market offerings.
- Build and maintain a prioritized product roadmap for the risk management domain that balances underwriting discipline with market competitiveness.
- Translate emerging trends in stop loss, reinsurance, and captive markets into actionable product initiatives.
- Partner with underwriting to develop and refine risk selection criteria, pricing frameworks, and program structures — including layered and quota share approaches.
- Define product guardrails that support sound underwriting outcomes while giving sales and client management the flexibility to compete effectively.
- Lead product strategy for captive program creation, management, and redesign.
- Define the criteria and structure for new captive formations, assess performance of existing captives, and drive product changes that optimize outcomes for captive members.
- Define product requirements for reinsurance arrangements that support Centivo's risk portfolio.
- Work across finance, underwriting, actuarial, network and teams to ensure risk product designs are operationally viable and financially modeled accurately.
- Monitor the stop loss carrier, MGU, and captive market landscape.
- Define the metrics that indicate healthy risk product performance and use them to drive ongoing product decisions.
- Represent Centivo's risk management product capabilities externally with brokers, consultants, reinsurers, and at industry forums.
Requirements
What you’ll need- Bachelor's degree in mathematics, finance, underwriting, actuarial science, or a related quantitative field; advanced degree preferred
- 5 years of experience in stop loss, captive, or a closely related risk domain
- 5 years in product management or a related role, with a proven track record of taking products from concept through launch and scale
- Direct experience at a stop loss carrier, MGU, or the stop loss division of a health plan
- Demonstrated ability to launch and scale innovative, customer-centric products that create durable competitive advantage
- Strong grasp of user experience principles, market trend analysis, and competitive assessment
- Able to communicate product vision and strategy clearly — to an underwriter, an engineer, and a CEO, without changing what you're actually saying
- Familiar with product management tools, metrics, and adoption methodologies; working knowledge of agile development processes
- 5 years of hands-on experience with stop loss and captive program design and implementation
- Deep knowledge of captive creation, ongoing management, and redesign; level funding programs; and other financial structures including minimum premium and partial self-funding
- Strong working knowledge of layered and quota share approaches, reinsurance mechanics, stop loss underwriting, cost mitigation strategies, network performance, and benefit design
- Experience with self funded plans is required; fully insured or provider reinsurance arrangements is a plus.
Benefits
Comp & perks- Offers Equity
- Offers Bonus
ATS Keywords
✓ Tailor your resumeApplicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
product managementstop losscaptive program designlevel fundingminimum premiumpartial self-fundingreinsurance mechanicsunderwritingcost mitigation strategiesbenefit design
Soft Skills
communicationmarket trend analysiscompetitive assessmentuser experience principlesstrategic visionleadershipcollaborationflexibilityanalytical thinkingproblem-solving