
Credit and Collections Analyst (Mid-level)
Cellera Farma
full-time
Posted on:
Location Type: Hybrid
Location: Indaiatuba • Brazil
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Tech Stack
About the role
- Perform credit analysis and approval, define credit limits/terms, and manage the customer portfolio to reduce delinquency, optimize cash flow, and support strategic decisions based on financial and risk analyses.
- Ensure execution of the Credit Policy and carry out periodic and annual reviews for granting credit limits to active and new customers.
- Prepare and monitor collections KPIs - DSO.
- Authorize invoicing in accordance with the current Credit Policy and Commercial Policy for the period.
- Maintain, monitor, and revise the Credit and Collections policy, developing new strategies and standards to ensure effective recovery of delinquent accounts and protection of company cash.
- Perform collection and negotiation with delinquent customers (review of settlements, calculation of interest).
- Reconcile the receivables portfolio for monthly closing.
- Maintain the receivables ledger: granting credit/processing returns and write-offs.
- Send bank remittances.
Requirements
- Bachelor's degree in Business Administration, Economics, or related fields.
- Proficient with Microsoft Office, especially Excel at an intermediate level.
- Proven experience in credit and collections processes, preferably in industrial/manufacturing environments.
- Experience in the pharmaceutical sector is a plus.
- Solid knowledge of SAP ERP — financial and credit & collections modules.
- Desirable attributes: proactivity, team spirit, results orientation, customer focus, ability to apply and share knowledge, drive for change, discipline, problem-solving skills, analytical ability, and organizational skills.
Benefits
- Meal allowance
- Medical and dental plans
- Profit-sharing (PLR)
- Hybrid work policy 4x1 (4 days on-site, 1 day remote)
- Medication reimbursement policy
- Childcare assistance
- Life insurance
- Wellhub (comprehensive wellbeing and health platform)
Applicant Tracking System Keywords
Tip: use these terms in your resume and cover letter to boost ATS matches.
Hard Skills & Tools
credit analysiscredit limitscollections KPIsinvoicingcredit and collections policynegotiationreceivables reconciliationcredit processingfinancial analysisrisk analysis
Soft Skills
proactivityteam spiritresults orientationcustomer focusknowledge sharingdrive for changedisciplineproblem-solvinganalytical abilityorganizational skills