O2C Credit Management Director

Carrefour Belgium

O2C Credit Management Director responsible for Carrefour Belgium's credit and collection strategies. Leading a team to ensure optimal cash position and sustainable partnerships.

Posted 5/29/2026full-timeZaventem • 🇧🇪 BelgiumLeadWebsite

About the role

Key responsibilities & impact

You are the strategic and operational leader responsible for defining and executing Carrefour Belgium's credit and collection strategy.
You build sustainable and financially sound partnerships with franchise partners, suppliers and customers.
You drive operational excellence across the entire Order-to-Cash process.
You define and optimize the financial strategy, credit policy and collection approach towards franchisees, suppliers and various customers.
You determine credit limits and methods to cover financial risks (such as guarantees and credit insurance).
You systematically support franchise partners on financial parameters at every stage of the collaboration.
You are ultimately responsible for the timely, accurate and legally compliant issuance and processing of all outgoing invoices.
You continuously optimize the end-to-end (E2E) invoicing process.
You implement the factoring agreement with the bank and prepare finance committees together with Regional and Zone Directors.
You lead, motivate and develop a team of 15 professionals in line with Carrefour's leadership model.

Requirements

What you’ll need

You hold a university master's degree in economics or accounting and have 5 to 10 years of relevant experience.
You have in-depth knowledge of Belgian accounting legislation and taxation.
You have a strong ability to successfully collaborate with independent entrepreneurs (franchisees).
You possess excellent communication skills and can translate complex financial files into clear summaries for non-financial stakeholders.
You effortlessly connect financial data to operational reality and convert them into concrete action plans.
You stand out for your strategic vision, results orientation and organizational skills.
Given the national context of the role, you are fully bilingual (Dutch and French).

Benefits

Comp & perks

Permanent full-time contract with a stable international retailer.
Competitive compensation package with attractive fringe benefits: company car or flexible mobility budget.
Smartphone with company subscription.
Meal vouchers.
Employee discount on purchases in our integrated Carrefour stores.
Performance-related bonus and flexible cafeteria plan.
Bicycle leasing on favorable terms.
Group insurance and hospitalization coverage.
Numerous discounts through our benefits program (Ekivita Edenred).
Smart Way of Working: flexible working hours and remote work arrangements to ensure a healthy work–life balance.
Ongoing training opportunities and real prospects for internal career development.

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Hard Skills & Tools

credit policycollection strategyfinancial strategyinvoicing processfinancial risk managementaccounting legislationtaxationfactoring agreementfinancial analysisOrder-to-Cash process

Soft Skills

strategic visionresults orientationorganizational skillscommunication skillscollaborationleadershipteam developmentproblem-solvingadaptabilitymotivation

Certifications

master's degree in economicsmaster's degree in accounting