Senior Risk Analyst, Enterprise Risk Management

CardWorks

Senior Risk Analyst managing enterprise risk programs for Merrick Bank. Supporting consistency in risk identification, monitoring and reporting processes within the financial services sector.

Posted 7/8/2026full-timeSouth Jordan • Utah • 🇺🇸 United StatesSeniorWebsite

About the role

Key responsibilities & impact

Supports the execution of the ERM program across the Bank, ensuring consistency in risk identification, assessment, monitoring, and reporting practices.
Contributes to the development and enhancement of risk reporting and governance processes for Bank Origination and other key risk programs.
Supports second-line oversight of risks arising from Bank Origination programs through aggregation and analysis of risk related data.
Assists in monitoring risk exposures, including identification of emerging risks, trends, and concentration risks.
Partners with first and second-line stakeholders and subject matter experts to collect, validate, and challenge risk inputs.
Aggregates and analyzes risk information from multiple sources, including risk assessments and risk monitoring activities, to support Bank-level reporting.
Supports risk appetite monitoring processes, including identification and escalation of threshold breaches or adverse trends.
Prepares and maintains risk dashboards, key risk indicators (KRIs), and trend analyses for management review.
Supports the development and maintenance of enterprise risk profiles and supporting documentation.
Produces concise, decision-useful reporting for senior management and risk governance committees.
Ensures alignment with internal governance standards, policies, and regulatory expectations.
Performs other duties as assigned.

Requirements

What you’ll need

Bachelor’s degree in Risk Management, Finance, Business Administration, Accounting, or a related field required; advanced degree or professional certification (e.g., CRMA, FRM, CPA, CIA) preferred.
Minimum of 3-5 years of progressive experience in Enterprise Risk Management, Operational Risk, Third-Party Risk Management or a related risk discipline within a financial services or regulated environment.
Experience supporting Bank Origination, fintech partnership, or third-party risk oversight activities.
Familiarity with interagency third-party risk management guidance and partner governance expectations.
Solid understanding of ERM frameworks, risk governance practices, and regulatory expectations applicable to banking and financial services organizations.
Proven ability to work cross functionally, influence stakeholders, and partner effectively with both first and second line teams.
Excellent written and verbal communication skills, with a strong attention to detail and the ability to translate technical risk concepts into business focused insights.
Experience with ERM systems and risk data repositories (e.g., risk assessment tools, issue management systems, reporting platforms) is strongly preferred.

Benefits

Comp & perks

Medical, Dental, and Vision (plus much more)
401(k) Plan with Company Match
Short- & Long-Term Disability
Wellness Programs
Group Life and AD&D Insurance
Paid Vacation, Sick Days and bank Holidays
Employee Engagement Activities including Employee Appreciation Day, DEI Employee Resource Groups, Corporate Social Responsibility, Service Recognition

ATS Keywords

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Applicant Tracking System Keywords

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Hard Skills & Tools

Risk IdentificationRisk AssessmentRisk MonitoringData AnalysisRisk Appetite MonitoringTrend AnalysisKey Risk IndicatorsRisk FrameworksRegulatory ComplianceRisk Documentation

Soft Skills

Communication SkillsAttention to DetailInfluencing SkillsCross-Functional Collaboration

Certifications

CRMAFRMCPACIA