Post Funding Specialist II

Cardinal Financial Consulting

Post Funding Specialist II responsible for loan delivery and compliance for Cardinal Financial. Managing investor relationships and ensuring adherence to closing documentation standards.

Posted 7/28/2026full-timeRemote • 🇺🇸 United StatesMid-LevelSenior💰 $42,000 - $55,000 per yearWebsite

Core Competencies

Role fit

Core Competencies

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Demonstrates expertise in loan delivery processes, compliance review, and detitling for manufactured homes, ensuring adherence to investor requirements and operational efficiency. Proficient in managing documentation and communication with stakeholders to facilitate timely loan processing.

Highest-signal resume keywords

Loan Delivery ExperienceManufactured Home Detitling ExperienceMERS Registration and TransfersClosing Documentation KnowledgeMortgage Industry Experience

ATS Keywords

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Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard Skills

Loan DeliveryCompliance ReviewDetitling ProcessDocumentation ImagingQuality ControlAgency Requirements InterpretationProcess ImprovementMortgage Loan Products KnowledgeDPA Program ManagementAnalytical Skills

Soft Skills

Excellent Communication SkillsDetail-OrientedOrganizational SkillsAbility to AdaptTeam Collaboration

Tools & Technologies

MERS SystemDocument Management SystemsLoan Processing Software

Industry Keywords

Mortgage IndustryConventional LoansHAMPVA LoansFHA LoansUSDA LoansQuality Control AuditsInvestor RequirementsDPA ProgramsState Audits

About the role

Key responsibilities & impact

Delivers loan file inventory to investors based on document bundles and stack delivery requirements.
Delivers loan files for all Quality Control and State Audits based on specific stack delivery requirements.
Manages the processing of compliance review fees associated with specific DPA programs and housing entities, ensuring accurate and timely handling.
Actively manages and follows up on delivery completion with investors.
Manages the end-to-end detitling process for manufactured homes on Construction and Exception loans, including borrower outreach, coordination with settlement agents, and direct communication with state titling authorities.
MSR Sale due diligence stack and delivery.
Completes new investor training, including DPA or HFA partners.
Documents imaging into system of record for any missing items required for the loan stack or additional checklists.
Reviews and interprets agency and investor requirements to confirm applicable overlays; validate loan file compliance.
Completes MERS initial registration and transfers in compliance with warehouse, investor, and servicer requirements.
Evaluates and provides input on process and workflow enhancements, procedure updates, and evolving task requirements to drive accuracy and operational efficiency.
Oversees any additional projects or tasks as required.

Requirements

What you’ll need

High school diploma or GED required.
3+ year mortgage experience required
Demonstrated knowledge of closing documentation required.
12+ months Loan Delivery Experience preferred
12+ months of Manufactured Home Detitling Experience
Familiarity with the loan sale requirements of a variety of mortgage loan products, including but not limited to: Conventional/HAMP, VA, FHA, and USDA preferred.
MERS experience is a plus.
Ability to work independently and in a team environment.
Ability to adapt well to change.
Exceptional computer skills.
Excellent verbal and written communication skills.
Excellent analytical and organizational skills.
Detail-oriented.
Ability to take direction and comprehend training.
Effectively manage multiple demands and competing priorities in a fast paced environment.
High degree of urgency required.

Benefits

Comp & perks

Full Benefits, beginning the first day of the month following your start date, including – Medical, Dental, Vision, Life, Disability Insurance, and much more
Generous paid time off package that also includes all major holidays
401(k) w/ 50% match up to a maximum employee contribution of 5% - Beginning the 1st of the month following 30 days of employment