C2

Financial Analyst (Mid-level)

C2

full-time

Posted on:

Location Type: Hybrid

Location: São Paulo • 🇧🇷 Brazil

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Job Level

Mid-LevelSenior

Tech Stack

SQLTableau

About the role

  • Control and validation of bank remittances and returns;
  • Monitoring and recording of integrations between the company’s systems;
  • Participation in projects;
  • Collect and analyze credit-related information: gather financial data (balance sheets, income statements, cash flow statements, income tax returns, registration/company information, and market data);
  • Prepare credit opinions: develop detailed analyses of the client’s ability to pay and risk profile, providing a conclusive opinion with a recommendation to approve, reject, or specify conditions for granting credit;
  • Analyze and evaluate financial indicators: calculate and interpret liquidity, leverage, profitability, and activity ratios to determine the applicant’s financial health;
  • Review credit limits: assess and propose adjustments to existing customers’ credit limits based on new financial information or changes in the economic environment;
  • Analyze credit renewals: process credit renewal requests by re-evaluating the customer profile and market conditions;
  • Strong interaction with cross-functional teams.

Requirements

  • Bachelor’s degree in Business Administration, Accounting, Economics, or related field.
  • Advanced Excel
  • Knowledge of Power BI or Tableau is a plus
  • Experience with SAP HANA – FI module
  • Knowledge of SQL or Python is a plus
  • Experience in credit analysis and financial statement analysis
  • Solid knowledge of accounts receivable, credit, and collections routines

Applicant Tracking System Keywords

Tip: use these terms in your resume and cover letter to boost ATS matches.

Hard skills
credit analysisfinancial statement analysisadvanced ExcelSAP HANASQLPythonfinancial data analysisliquidity ratiosleverage ratiosprofitability ratios
Soft skills
strong interactioncross-functional teamworkanalytical skillscommunication skillsproblem-solving
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